Okaloosa County property record for 5486 Elzie Rd, Baker, FL 32531
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,512 sqft · built 1998 |
| Lot Size | 2.72 acres (118,483 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $443 (2025) |
| Deeds & Mortgages | Apr 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-599-0294-0 |
| Primary APN | C56-000-599-0294-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,512 sqft Heated Area |
| Gross Area | 1,864 sqft |
| 1st Floor Area | 1,512 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Architectural Style | Mobile/Manufactured |
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 118,483 sqft (2.72 acres) |
| Porch | Open Porch |
| Porch Area | 288 sqft |
| Patio Area | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 5486 ELZIE RD |
|---|---|
| City | BAKER |
| State | FL |
| Zip | 32531-8302 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | COM SW COR OF NE1/4 OF SE1/4 N 570.6 FT E 916.28 FT N 302.15 FT TO POB W 124.41 FT N 249.81 FT E 307.67 FT S 50 FT E 209.9 FT |
| Legal Range | 25 |
| Legal Township | 03N |
| Legal Section | 12 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | BAKER |
| Census Block Group | 3 |
| Census Block | 3029 |
| Census Tract | 20102 |
5486 Elzie Rd, a mobile home, is owned and occupied by an individual who acquired it in August 2005.
Source: Okaloosa County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5486 ELZIE RD, BAKER, FL 32531-8302 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 18, 2005 |
| Deed Sale | Aug 18, 2005 |
| Deed Document Number | 0026474380 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 5486 ELZIE RD, BAKER, FL 32531-8302 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0033934238 |
|---|---|
| Date | Apr 16, 2019 |
| Book Page | 3393/4238 |
| Instrument | 3271574 |
| Name | OKALOOSA COUNTY TEACHERS FCU |
|---|---|
| Type | Credit Union |
| Address | CRESTVIEW, FL 32536 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 5486 Elzie Rd was $443 with a homeowner's exemption.
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $443.00 Homeowner's exemption | $66,262 | $116,343 Land $28,197 Building $88,146 |
| 2023 | $413.00 (+1.72%) Homeowner's exemption | $62,519 (+3%) | $92,776 (+18.65%) Land $23,956 Building $68,820 |
| 2022 | $406.00 Homeowner's exemption | $60,698 | $78,196 Land $22,389 Building $55,807 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5486 Elzie Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5486 Elzie Rd is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BAKER WATER SYSTEM, INC. serves 2,930 people · EPA ID FL1460043 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures