Niagara County and Lockport Town property record for 5485 Upper Mountain Rd, Lockport, NY 14094
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,104 sqft · built 1949 |
| Lot Size | 0.636 acres (27,740 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $120,000 (Aug 2009) |
| Tax Bill | $7,146 (2026) |
| Deeds & Mortgages | Feb 2017 Reverse Mortgage Feb 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 292600 108.01-3-15 |
| Primary APN | 292600 108.01-3-15 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,104 sqft Living Area |
| 1st Floor Area | 1,232 sqft |
| 2nd Floor Area | 512 sqft |
| Upper Floors Area | 360 sqft |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 27,740 sqft (0.636 acres) |
| Lot Dimensions | 190 ft deep x 146 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 192 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 5485 UPPER MOUNTAIN RD |
|---|---|
| City | LOCKPORT |
| State | NY |
| Zip | 14094-1822 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 3 |
| Legal Lot Number | 15.000 |
| Jurisdiction | NIAGARA NY |
| Township / Civil Division | LOCKPORT |
| Census Block Group | 4 |
| Census Block | 4022 |
| Census Tract | 23401 |
Source: Niagara County and Lockport Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5485 UPPER MOUNTAIN RD, LOCKPORT, NY 14094-1822 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 24, 2017 | Deed of Trust, Mortgage · Reverse Mortgage M & T BANK |
| Feb 17, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 18, 2009 · Amount on Record |
| Deed Sale | Aug 18, 2009 · Amount on Record |
| Prior Sale | Aug 18, 2009 · Amount on Record |
| Deed Document Number | 200915499 |
| Last Transfer Date | Sep 26, 2013 |
| Transfer Doc | 0000019876 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NIAGARA NY |
| Property Address | 5485 UPPER MOUNTAIN RD, LOCKPORT, NY 14094-1822 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000004490 |
|---|---|
| Date | Feb 24, 2017 |
| Instrument | 2017-04490 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14228 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 987 Months |
| Due | May 28, 2099 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NIAGARA NY |
| Property Address | 5485 UPPER MOUNTAIN RD, LOCKPORT, NY 14094-1822 |
| Document Number | 0000004491 |
| Instrument Date | Feb 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 5485 UPPER MOUNTAIN RD LOCKPORT NY 140941822, LOCKPORT, NY 14094-1822 |
| Document Number | 0000004491 |
|---|---|
| Date | Feb 24, 2017 |
| Instrument | 4491 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 984 Months |
| Due | Feb 23, 2099 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.7% |
Source: Niagara County and Lockport Town assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Niagara County |
| County Subdivision | Lockport Town |
| Unified School District | Lockport City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,146.00 (-2.07%) | ||
| 2025 | $7,297.00 | $271,000 (+10.16%) Land $30,800 Building $240,200 | $271,000 (+10.16%) Land $30,800 Building $240,200 |
| 2023 | $246,000 (+9.82%) Land $25,800 Building $220,200 | $246,000 (+9.82%) Land $25,800 Building $220,200 | |
| 2022 | $224,000 Land $25,800 Building $198,200 | $224,000 Land $25,800 Building $198,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1985–2000) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | May 2000 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 94% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOCKPORT TOWN WDS serves 21,105 people · EPA ID NY3100563 |
|---|---|
| Water Source | Purchased surface water from NIAGARA COUNTY WATER DISTRICT |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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