Monroe County property record for 5485 Kk Rd, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 1,703 sqft · built 2013 |
| Lot Size | 1.85 acres (80,586 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $7,364 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Mar 2023 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-17-400-003-000 |
| Primary APN | 11-17-400-003-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Stories | 2 Stories |
| Building Area | 1,703 sqft Living Area |
| 1st Floor Area | 1,178 sqft |
| Basement Area | 200 sqft |
| Unfinished Basement | 200 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Lot Area | 80,586 sqft (1.85 acres) |
| Garage Area | 840 sqft |
| Porch | Porch |
| Porch Area | 294 sqft |
| Patio Area | 522 sqft |
| Street Address | 5485 KK RD |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-3419 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MA1 |
| Legal Description | 16B |
| Legal Range | 09W |
| Legal Township | 03S |
| Legal Section | 17 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 8 |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 600501 |
Source: Monroe County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 5485 KK RD, WATERLOO, IL 62298-3419 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Mar 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage DIETERICH BANK |
| Mar 13, 2023 | Intrafamily Transfer, Transfer |
| May 6, 2020 | Deed of Trust, Mortgage · Conventional with PMI DIETERICH BK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 10, 2023 |
| Transfer Doc | 0000428201 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 5485 KK RD, WATERLOO, IL 62298-3419 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | ACCENT TITLE |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000415531 |
|---|---|
| Date | Mar 10, 2021 |
| Instrument | 415531 |
| Name | DIETERICH BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 1, 2036 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Mar 13, 2023 |
| Property Address | 5485 KK RD, WATERLOO, IL 62298-3419 |
| Document Number | 0000428201 |
| Instrument Date | Mar 10, 2023 |
| Instrument | 428201 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5485 KK RD, WATERLOO, IL 62298-3419 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 5485 KK RD, WATERLOO, IL 62298-3419 |
| Document Number | 0000407975 |
| Instrument Date | May 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2020 |
| Title Company | ACCENT TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5485 KK RD WATERLOO IL 622983419, WATERLOO, IL 62298-3419 |
| Document Number | 0000407975 |
|---|---|
| Date | May 15, 2020 |
| Instrument | 407975 |
| Name | DIETERICH BK NA |
|---|---|
| Address | EFFINGHAM, IL 62401 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 14, 2040 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.87% |
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,364.00 (+4.65%) Homeowner's exemption | $130,740 (+5.81%) Land $10,080 Building $120,660 | $392,220 (+5.81%) Land $30,240 Building $361,980 |
| 2024 | $7,037.00 | ||
| 2022 | Additional exemption filed | $123,560 Land $10,080 Building $113,480 | $370,680 Land $30,240 Building $340,440 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Harrisonville Telephone Company DSL | 50 / 10 |
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