5485 Hwy 81 S, Covington, GA 30016 Property Records

Newton County property record for 5485 Hwy 81 S, Covington, GA 30016

Property Summary

Property Type	Convenience Store
Details	2 ba · 2,400 sqft · built 2003
Lot Size	1.5 acres (65,340 sqft)
Owner	Company Name on File
Last Sale	$850,000 (Jul 2010)
Tax Bill	$6,785 (2025)
Deeds & Mortgages	Sep 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`00190-00000-013-C00`

Property Details

APN / Parcel Number

Primary APN	`00190-00000-013-C00`
Alternative APNs	`0019 013C` `9594`

Interior

Full Baths	2 Baths
Plumbing Fixtures	4 Plumbing Fixtures
Stories	1 Story
Building Area	2,400 sqft Total Area
1st Floor Area	2,400 sqft
Flooring	Stone
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2019
Exterior Material	Concrete Block
Construction Type	Steel & Concrete
Foundation Type	Retaining Wall
Roof Material	Metal
Lot Area	65,340 sqft (1.5 acres)
Patio Area	624 sqft
Canopy	5,640 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	9594
Old Parcel Number	0019 013C
Street Address	5485 HIGHWAY 81 S
City	COVINGTON
State	GA
Zip	30016-5073
Property Category	Commercial
Property Type	Commercial > Retail > Convenience Store
Local Zoning Code	C1
Legal Description	1.50AC HWY 81/HWY 212
Legal Subdivision	HWY 212 / HWY 81 CORRIDOR
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	1
Census Block	1011
Census Tract	100904

Owner

5485 Hwy 81 S, a commercial property, is owned by a company that bought it in July 2010.

Source: Newton County records, as of December 15, 2025

Owner of Record	Company Name on File
Mailing Address	1845 LAWRENCEVILLE HWY, DECATUR, GA 30033-5728
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2010 · Amount on File
Deed Sale	Jul 2, 2010 · Amount on File
Deed Document Number	0002831219
Deed Book / Page	2831 / 219
Record Updated	Jun 8, 2026

September 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	NEWTON GA
Property Address	5485 HIGHWAY 81 S, COVINGTON, GA 30016-5073
Document Number	0040690594
Instrument Date	Sep 3, 2020
Transaction Type	Mortgage
Record Updated	Sep 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1200 WATER SHINE WAY SNELLVILLE GA 300787743, SNELLVILLE, GA 30078-7743

Mortgage

Document Number	0040690594
Date	Sep 15, 2020
Book Page	004069/000594
Instrument	13012

Lender

Name	FARMERS & MERCHANTS NAT'L BK
Type	Bank
Address	CONYERS, GA 30013

Agreement

Amount	Amount on Record
Term	60 Months
Due	Sep 14, 2025

Tax Assessment & Valuation

The 2025 property tax bill for 5485 Hwy 81 S was $6,785, up 6.9% from the year before.

Source: Newton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,785.00 (+6.85%)	$272,680 (+8.76%) Land $130,680 Building $142,000	$681,700 (+8.76%) Land $326,700 Building $355,000
2024	$6,350.00	$250,720 Land $130,680 Building $120,040	$626,800 Land $326,700 Building $300,100
2022	$7,603.00	$250,720 Land $130,680 Building $120,040	$626,800 Land $326,700 Building $300,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5485 Hwy 81 S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5485 Hwy 81 S is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20