5485 Garfield Rd, Auburn, MI 48611 Property Records

Bay County property record for 5485 Garfield Rd, Auburn, MI 48611

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,364 sqft · built 1989
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on Record
Last Sale$148,000 (Jun 2011)
Tax Bill$3,742 (2026)
Deeds & MortgagesAug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN140-026-300-070-03

Property Details

APN / Parcel Number

Primary APN140-026-300-070-03

Interior

Full Baths2 Baths
Stories2 Stories
Building Area2,364 sqft Living Area
1st Floor Area1,405 sqft
Basement Area700 sqft

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Lot Area43,560 sqft (1 acres)
Lot Dimensions208 ft deep x 210 ft wide
Garage Area687 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address5485 GARFIELD RD
CityAUBURN
StateMI
Zip48611-8556
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRE
Legal DescriptionCOM AT SW COR OF SEC TH N 210 FT TH E 208 FT TH S 210 FT TH W 208 FT TO BEG. SEC.26,T14N,R3E 7-28-89
JurisdictionBAY MI
Township / Civil DivisionWILLIAMS
Census Block Group4
Census Block4027
Census Tract285600

Owner

Source: Bay County records, as of May 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5485 GARFIELD RD, AUBURN, MI 48611-8556
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 2, 2011 · Amount on Record
Deed SaleJun 2, 2011 · Amount on Record
Prior SaleJul 28, 1989 · Amount on Record
Deed Book / Page2806 / 535
Record UpdatedOct 29, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBAY MI
Property Address5485 GARFIELD RD, AUBURN, MI 48611-9555
Document Number0000011193
Instrument DateAug 10, 2020
Transaction TypeMortgage
Record UpdatedFeb 8, 2021
Title CompanyOTHER

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5485 GARFIELD RD AUBURN MI 486119555, AUBURN, MI 48611-9555

Mortgage

Document Number0000011193
DateAug 14, 2020
Instrument11193
Lender
NameINDEPENDENT BK
TypeBank
AddressGRAND RAPIDS, MI 49525
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 13, 2035

Tax Assessment & Valuation

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBay County
County SubdivisionWilliams Charter Township
Unified School DistrictBay City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,742.00 (+13.57%) Homeowner's exemption$166,550 (+27.53%)$333,100 (+27.53%)
2023$130,600$261,200
2022$3,295.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAUBURN
serves 2,087 people · EPA ID MI0000300
Water SourcePurchased surface water from several systems
Last State InspectionAug 2023
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35

May also be available: LakeNet.

Nearby Properties on Garfield Rd

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