Citrus County property record for 5484 E Arbor St, Inverness, FL 34452
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,189 sqft · built 1979 |
| Lot Size | 0.754 acres (32,858 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $145,000 (Apr 2004) |
| Tax Bill | $1,498 (2025) |
| Deeds & Mortgages | Apr 2024 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20E-19S-30-001A-0445A-0060 |
| Primary APN | 20E-19S-30-001A-0445A-0060 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,189 sqft Living Area |
| Gross Area | 2,948 sqft |
| 1st Floor Area | 2,189 sqft |
| Flooring | Concrete/Cement |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Combination |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Fiberglass |
| Lot Area | 32,858 sqft (0.754 acres) |
| Lot Dimensions | 262 ft deep x 125 ft wide |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Parking Spaces | 7 Parking Spaces |
| Porch | Finished/Screened Porch |
| Porch Area | 411 sqft |
| Utility Building | 200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 1833027 |
|---|---|
| Street Address | 5484 E ARBOR ST |
| City | INVERNESS |
| State | FL |
| Zip | 34452-7524 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LDR |
| Legal Description | REPLAT OF INVERNESS HGLDS WEST 1ST ADD PLAT BK 6 PG 116 W1/2 OF LOT 6 BLK 445A |
| Legal Range | 20E |
| Legal Township | 19S |
| Legal Section | 31 |
| Legal Subdivision | INVERNESS HIGHLANDS WEST 1ST A |
| Legal Block | 445A |
| Legal Lot Number | 6 |
| Jurisdiction | CITRUS FL |
| Township / Civil Division | INVERNESS |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 451101 |
Source: Citrus County records, as of March 24, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5484 E ARBOR ST, INVERNESS, FL 34452-7524 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 5, 2004 · Amount on Record |
| Deed Sale | Apr 5, 2004 · Amount on Record |
| Prior Sale | Nov 1, 1978 · Amount on Record |
| Deed Document Number | 200421775 |
| Deed Book / Page | 1705 / 265 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 5484 E ARBOR ST, INVERNESS, FL 34452-7524 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2024 |
| Name | Verified Name |
|---|---|
| Address | 5484 E ARBOR ST, INVERNESS, FL 34452-7524 |
| Document Number | 0034561108 |
|---|---|
| Date | Apr 1, 2024 |
| Book Page | 3456/1108 |
| Instrument | 2024018412 |
| Name | FINANCE OF AMERICA REVERSE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | TULSA, OK 74133 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 903 Months |
| Due | Jul 10, 2099 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.32% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 1, 2024 |
| Change Frequency | Monthly |
| Index | 1-Year T-Bill |
| Max Rate | 12.3% |
Source: Citrus County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Citrus County |
| Unified School District | Citrus County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,498.00 (+6.62%) Homeowner's exemption | $128,255 (-53.95%) | $270,850 (-2.76%) Land $15,000 Building $255,850 |
| 2024 | $1,405.00 (+3.01%) Homeowner's exemption Additional exemption filed | $278,540 (+0.68%) Land $15,000 Building $263,540 | $278,540 (+0.68%) Land $15,000 Building $263,540 |
| 2023 | $1,364.00 (+6.9%) Homeowner's exemption Additional exemption filed | $276,663 (+13.01%) Land $12,500 Building $264,163 | $276,663 (+13.01%) Land $12,500 Building $264,163 |
| 2022 | $1,276.00 Homeowner's exemption Additional exemption filed | $244,816 Land $10,380 Building $234,436 | $244,816 Land $10,380 Building $234,436 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 3 (1978–1980) |
| Most Recent Claim | Mar 1980 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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