Cottonwood County property record for 54832 Co Rd 3, Mountain Lake, MN 56159
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,348 sqft · built 1920 |
| Lot Size | 4.5 acres (196,020 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $495,000 (Mar 2025) |
| Tax Bill | $5,324 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-012-0600 |
| Primary APN | 04-012-0600 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,348 sqft Living Area |
| 1st Floor Area | 2,256 sqft |
| Basement Area | 1,152 sqft |
| Finished Basement | 1,152 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 196,020 sqft (4.5 acres) |
| Garage Type | Attached |
| Garage Area | 624 sqft |
| Driveway | Driveway |
| Porch | Slab |
|---|---|
| Porch Area | 344 sqft |
| Deck Area | Deck Area |
| Patio Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 54832 COUNTY ROAD 3 |
|---|---|
| City | MOUNTAIN LAKE |
| State | MN |
| Zip | 56159-2238 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT SE1/4 SE1/4 4.5A |
| Legal Range | 35 |
| Legal Township | 106 |
| Legal Section | 12 |
| Jurisdiction | COTTONWOOD MN |
| Township / Civil Division | CARSON |
| Census Block Group | 1 |
| Census Block | 1108 |
| Census Tract | 270100 |
54832 Co Rd 3 is owned and occupied by two individuals who bought it in March 2025.
Source: Cottonwood County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 54832 COUNTY ROAD 3, MOUNTAIN LAKE, MN 56159-2238 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 14, 2025 · Amount on File |
| Deed Sale | Mar 14, 2025 · Amount on File |
| Deed Document Number | 20251740677 |
| Prior Transfer Date | Dec 13, 2019 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 54832 Co Rd 3 was $5,324 with a homeowner's exemption.
Source: Cottonwood County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Cottonwood County |
| County Subdivision | Carson Township |
| Unified School District | Mountain Lake Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,324.00 Homeowner's exemption | $357,300 Land $75,500 Building $281,800 | $357,300 Land $75,500 Building $281,800 |
| 2025 | $5,324.00 | ||
| 2023 | $4,170.00 | $416,800 Land $89,600 Building $327,200 | $416,800 Land $89,600 Building $327,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 54832 Co Rd 3 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 13, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 54832 Co Rd 3 has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Red Rock Rural Water System serves 5,840 people · EPA ID MN1170009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
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