5483 Shady Ln, Duluth, MN 55811 Property Records

St. Louis County property record for 5483 Shady Ln, Duluth, MN 55811

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.75 ba · 2,329 sqft · built 1997
Lot Size	0.954 acres (41,583 sqft)
Owner	Individual Name on File
Last Sale	$557,500 (Jul 2020)
Tax Bill	$6,502 (2026)
Deeds & Mortgages	Jun 2023 Line of Credit Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`280-0040-00060`

Property Details

APN / Parcel Number

Primary APN	`280-0040-00060`
Alternative APN	`1092826`

Interior

Bedrooms	3 Beds
Full Baths	2.75 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,329 sqft Gross Area
1st Floor Area	2,427 sqft
Basement Area	1,575 sqft
Finished Basement	1,575 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Wood
Construction Type	Frame
Lot Area	41,583 sqft (0.954 acres)
Garage Area	672 sqft

Exterior Amenities

Porch	Patio
Porch Area	231 sqft
Deck Area	273 sqft
Storage Building	65 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1092826
Street Address	5483 SHADY LN
City	DULUTH
State	MN
Zip	55811-9734
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SMU
Legal Description	LOTS 12 AND 13 SERIAL #
Legal Subdivision	CARIBOU LAKE TRACTS TOWN OF CA
Legal Block	3
Legal Lot Number	12-13
Jurisdiction	ST LOUIS MN
Township / Civil Division	CANOSIA
Census Block Group	2
Census Block	2021
Census Tract	10602

Owner

5483 Shady Ln is owned and occupied by an individual who bought it in July 2020.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	5483 SHADY LN, DULUTH, MN 55811-9734
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2023	Deed of Trust, Mortgage · Line of Credit NATIONAL BANK OF COMMERCE
Jul 21, 2020	Warranty Deed, Transfer · Conventional Mortgage NATIONAL BK/CMRC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2020 · Amount on File
Deed Sale	Jul 21, 2020 · Amount on File
Prior Sale	Jun 23, 2009 · Amount on File
Deed Document Number	20201026166
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5483 SHADY LN, DULUTH, MN 55811-9734
Transaction Type	Mortgage
Record Updated	Jun 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001069233
Date	Jun 15, 2023
Instrument	1069233

Lender

Name	NATIONAL BANK OF COMMERCE
Type	Bank
Address	SUPERIOR, WI 54880

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jun 12, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 21, 2020
Property Address	5483 SHADY LN, DULUTH, MN 55811-9734
Document Number	00T1026166
Instrument Date	Jul 9, 2020
Instrument	T1026166
Transaction Type	Transfer
Record Updated	Sep 1, 2020
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,840.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5483 SHADY LN DULUTH MN 558119734, DULUTH, MN 55811-9734

Mortgage

Document Number	T1026167
Date	Jul 21, 2020
Instrument	T1026167

Lender

Name	NATIONAL BK/CMRC
Address	SUPERIOR, WI 54880

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 20, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 5483 Shady Ln was $6,502 with a homeowner's exemption, down 0.7% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Canosia Township
Unified School District	Proctor Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,502.00 (-0.7%) Homeowner's exemption
2025	$6,548.00 (+6.3%) Homeowner's exemption	$660,300 (+3.17%) Land $156,500 Building $503,800	$660,300 (+3.17%) Land $156,500 Building $503,800
2024	$6,160.00	$640,000 Land $155,300 Building $484,700	$640,000 Land $155,300 Building $484,700
2022		$544,000 Land $132,700 Building $411,300	$544,000 Land $132,700 Building $411,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5483 Shady Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2022–2024)
Most Recent Claim	Jun 2024 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5483 Shady Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 80% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Midco Cable	250 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Shady Ln

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