54820 Ave Ramirez, La Quinta, CA 92253 Property Records

Riverside County property record for 54820 Ave Ramirez, La Quinta, CA 92253

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,613 sqft · built 1997
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Company Names on Record
Last Sale	$110,000 (Apr 1997)
Tax Bill	$2,912 (2025)
Deeds & Mortgages	Mar 2020 Construction Loan Mar 2020 Construction Loan
Flood Zone	Zone X (reduced by levee)
APN	`774-301-005`

Property Details

APN / Parcel Number

Primary APN	`774-301-005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,613 sqft Living Area
Gross Area	2,203 sqft
1st Floor Area	1,613 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1998
Construction Type	Wood
Roof Material	Tile
Lot Area	5,227 sqft (0.12 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	54820 AVENIDA RAMIREZ
City	LA QUINTA
State	CA
Zip	92253-3762
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 20 BLK 311 MB 019/059 SANTA CARMELITA AT VALE LA QUINTA UNIT 28
Legal Subdivision	SANTA CARMELITA AT VALE LA QUINTA UNIT 2
Legal Block	311
Legal Lot Number	20
Jurisdiction	RIVERSIDE CA
Township / Civil Division	CATHEDRAL CITY-PALM DESERT
Census Block Group	2
Census Block	2046
Census Tract	45109

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	54820 AVENIDA RAMIREZ, LA QUINTA, CA 92253-3762
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2020	Reverse Mortgage, Construction Loan · Construction Mortgage MORTGAGE ELECTRONIC REGISTRATI
Mar 9, 2020	Reverse Mortgage, Construction Loan · Construction Mortgage FEDERAL HSNG COMMISSIONER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 1997 · Amount on Record
Deed Sale	Apr 28, 1997 · Amount on Record
Prior Sale	Sep 16, 1994 · Amount on Record
Deed Document Number	1997143980
Last Transfer Date	Jun 3, 2024
Transfer Doc	0000166750
Record Updated	Sep 20, 2026

March 2020: Reverse Mortgage, Construction Loan

Document Type	Reverse Mortgage
Jurisdiction	RIVERSIDE CA
Recording Date	Mar 9, 2020
Property Address	54820 AVENIDA RAMIREZ, LA QUINTA, CA 92253-3762
Document Number	0000108949
Instrument Date	Feb 28, 2020
Instrument	108949
Transaction Type	Construction Loan
Record Updated	Mar 26, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	54820 AVENIDA RAMIREZ LA QUINTA CA 922533762, LA QUINTA, CA 92253-3762

Mortgage

Document Number	0000108949
Date	Mar 9, 2020
Instrument	108949

Lender

Name	MORTGAGE ELECTRONIC REGISTRATI
Address	SAN DIEGO, CA 92108

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 8, 2021

Interest

Rate	3.47%

March 2020: Reverse Mortgage, Construction Loan

Document Type	Reverse Mortgage
Jurisdiction	RIVERSIDE CA
Recording Date	Mar 9, 2020
Property Address	54820 AVENIDA RAMIREZ, LA QUINTA, CA 92253-3762
Document Number	0000108950
Instrument Date	Feb 28, 2020
Instrument	108950
Transaction Type	Construction Loan
Record Updated	Mar 27, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	54820 AVENIDA RAMIREZ LA QUINTA CA 922533762, LA QUINTA, CA 92253-3762

Mortgage

Document Number	0000108950
Date	Mar 9, 2020
Instrument	108950

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	WASHINGTON, DC 20410

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 8, 2021

Interest

Rate	3.47%

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	La Quinta City
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$182,703 (+2%) Land $33,205 Building $149,498
2025	$2,912.00 (+7.22%) Homeowner's exemption	$179,121 (+4.04%) Land $32,554 Building $146,567
2023	$2,716.00 (+4.66%) Homeowner's exemption	$172,168 Land $31,291 Building $140,877
2022	$2,595.00
2021			$414,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	4 (1984–2023)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Aug 2023 · Tropical Storm Hilary

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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