5482 Wetlands Dr, Frederick (Longmont), CO 80504 Property Records

Weld County property record for 5482 Wetlands Dr, Frederick, CO 80504

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,077 sqft · built 2016
Lot Size	0.147 acres (6,400 sqft)
Owner	Individual Name on Record
Last Sale	$595,000 (May 2025)
Tax Bill	$4,097 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Oct 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1.31-31-3-E+-11`

Property Details

APN / Parcel Number

Primary APN	`1.31-31-3-E+-11`
Alternative APNs	`1313-13-3-03-008` `R2398903`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	2,077 sqft Living Area
Gross Area	3,631 sqft
1st Floor Area	2,077 sqft
Basement Area	830 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Bi-Level
Exterior Material	Frame/Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,400 sqft (0.147 acres)
Garage Type	Attached
Garage Area	724 sqft
Porch	Slab
Porch Area	255 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R2398903
Street Address	5482 WETLANDS DR
City	FREDERICK
State	CO
Zip	80504-5807
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FRE JF L8 BLK3 JOHNSON FARM
Legal Subdivision	JOHNSON FARM SUB
Legal Block	3
Legal Lot Number	8
Jurisdiction	WELD CO
Township / Civil Division	ERIE-FREDERICK
Census Block Group	1
Census Block	1013
Census Tract	2018

Owner

Source: Weld County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3241 KILLINGTON LOOP, THE VILLAGES, FL 32163-2257
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2026	Deed of Trust, Mortgage · VA Mortgage THE MORTGAGE CO
Oct 28, 2022	Special Warranty Deed, Transfer 8Z TITLE
Sep 3, 2019	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Feb 28, 2017	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2025 · Amount on Record
Deed Sale	May 28, 2025 · Amount on Record
Prior Sale	Oct 28, 2022 · Amount on Record
Deed Document Number	20255031930
Last Transfer Date	Aug 13, 2025
Transfer Doc	0005048753
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELD CO
Property Address	5482 WETLANDS DR, FREDERICK, CO 80504-5807
Transaction Type	Mortgage
Record Updated	Mar 25, 2026
Title Company	FITCO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5482 WETLANDS DR, FREDERICK, CO 80504-5807

Mortgage

Document Number	0005088905
Date	Mar 17, 2026
Instrument	5088905

Lender

Name	THE MORTGAGE CO
Type	Mortgage Company
Address	ENGLEWOOD, CO 80112

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

October 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WELD CO
Recording Date	Oct 28, 2022
Property Address	5482 WETLANDS DR, FREDERICK, CO 80504-5807
Document Number	0004863865
Instrument Date	Oct 28, 2022
Instrument	4863865
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	8Z TITLE

Transaction

Amount	Amount Recorded
Tax	$61.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5482 WETLANDS DR, FREDERICK, CO 80504-5807

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELD CO
Property Address	5482 WETLANDS DR, FREDERICK, CO 80504-5807
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004519540
Date	Sep 3, 2019
Instrument	4519540

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 15, 2049

February 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WELD CO
Recording Date	Feb 28, 2017
Property Address	5482 WETLANDS DR, FREDERICK, CO 80504-5807
Document Number	0004281934
Instrument Date	Feb 27, 2017
Instrument	4281934
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 6, 2021
Title Company	UNIFIED TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$36.48
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5482 WETLANDS DR, FREDERICK, CO 80504-5807

Mortgage

Document Number	0004281935
Date	Feb 28, 2017
Instrument	4281935

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2032

Tax Assessment & Valuation

Source: Weld County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Weld County
Municipality	Frederick Town
Unified School District	St. Vrain Valley School District RE 1J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$35,840 (-2.08%) Land $7,040 Building $28,800	$585,545 (-) Land $115,000 Building $470,545
2025	$4,097.00 (+12.68%)	$36,600 (-6.11%) Land $7,190 Building $29,410	$585,545 (+1.61%) Land $115,000 Building $470,545
2024	$3,636.00 (+4.27%)
2023	$3,487.00	$38,980 Land $9,130 Building $29,850	$576,270 Land $135,000 Building $441,270

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.2% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF FREDERICK serves 17,173 people · EPA ID CO0162288
Water Source	Purchased surface water from CARTER LAKE FILTER PLANT
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Intrepid Fiber Networks.

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