5482 S 3rd St W, Aurora, MN 55705 Property Records

St. Louis County property record for 5482 S 3rd St W, Aurora, MN 55705

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,112 sqft · built 1978
Lot Size1.64 acres (71,814 sqft)
OwnerIndividual Name on Record
Last Sale$189,000 (Mar 2019)
Tax Bill$2,032 (2026)
Deeds & MortgagesDec 2021 Line of Credit
Mar 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN570-0050-00350

Property Details

APN / Parcel Number

Primary APN570-0050-00350
Alternative APN
  • 1067094

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms3 Rooms
Stories1 Story
Building Area1,112 sqft Gross Area
1st Floor Area1,112 sqft
Basement Area556 sqft
Finished Basement556 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleSplit Foyer
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area71,814 sqft (1.64 acres)
Garage Area528 sqft

Exterior Amenities

PorchSlab
Porch Area28 sqft
Deck Area120 sqft
Storage Building512 sqft
Pole Barn1,500 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelOil

Location & Zoning

Account Number1067094
Street Address5482 S 3RD ST W
CityAURORA
StateMN
Zip55705-8833
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRES
Legal DescriptionLOTS 15 THRU 18 SERIAL #
Legal SubdivisionGARDENDALE
Legal Block2
Legal Lot Number15-18
JurisdictionST LOUIS MN
Township / Civil DivisionWHITE
Census Block Group2
Census Block2074
Census Tract13900

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5482 S 3RD ST W, AURORA, MN 55705-8833
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 6, 2021Intrafamily Transfer, Transfer · Line of Credit
EMBARRASS VERMILLION FCU
Mar 7, 2019Warranty Deed, Transfer · Conventional with PMI
EMBARRASS VERMILLION FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 7, 2019 · Amount on Record
Deed SaleMar 7, 2019 · Amount on Record
Deed Document Number20191351206
Record UpdatedSep 20, 2026

December 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST LOUIS MN
Recording DateDec 6, 2021
Property Address5482 S 3RD ST W, AURORA, MN 55705-8833
Document Number0001431608
Instrument DateNov 23, 2021
Instrument1431608
Transaction TypeTransfer
Record UpdatedAug 15, 2022
Title CompanyPAN AMERICAN TITLE COMPANY, ALL AMERICAN TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5482 S 3RD ST W, AURORA, MN 55705-8833

Mortgage

Document Number0001431609
DateDec 6, 2021
Instrument1431609
Lender
NameEMBARRASS VERMILLION FCU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term59 Months
DueNov 23, 2026

Mortgage

Document Number0001431610
DateDec 6, 2021
Instrument1431610
Lender
NameEMBARRASS VERMILLION FCU
TypeCredit Union
AddressAURORA, MN 55705
Agreement
TypeLine of Credit
AmountAmount Recorded
Term59 Months
DueNov 23, 2026

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateMar 7, 2019
Property Address5482 S 3RD ST W, AURORA, MN 55705-8833
Document Number00A1351206
Instrument DateFeb 28, 2019
InstrumentA1351206
Transaction TypeTransfer
Record UpdatedMar 20, 2019
Title CompanyUP N TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$623.70
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5482 S 3RD ST W AURORA MN 557058833, AURORA, MN 55705-8833

Mortgage

Document NumberA1351207
DateMar 7, 2019
InstrumentA1351207
Lender
NameEMBARRASS VERMILLION FCU
TypeCredit Union
AddressAURORA, MN 55705
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term60 Months
DueMar 6, 2024

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
County SubdivisionWhite Township
Unified School DistrictMesabi East School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,032.00 (+35.11%) Homeowner's exemption
2025$1,504.00 (-17%) Homeowner's exemption$229,900 (+24.81%) Land $28,000 Building $201,900$229,900 (+24.81%) Land $28,000 Building $201,900
2024$1,812.00$184,200 (+19.53%) Land $26,700 Building $157,500$184,200 (+19.53%) Land $26,700 Building $157,500
2022$154,100 Land $24,500 Building $129,600$154,100 Land $24,500 Building $129,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Zito Media
Fiber
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50

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