5482 Golddust Rd, Spring Hill, FL 34609 Property Records

Hernando County property record for 5482 Golddust Rd, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,603 sqft · built 2002
Lot Size	2.4 acres (104,544 sqft)
Owner	2 Individual Names on Record
Last Sale	$495,000 (Aug 2021)
Tax Bill	$8,931 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Sep 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R03-223-18-2400-0000-34A1`

Property Details

APN / Parcel Number

Primary APN	`R03-223-18-2400-0000-34A1`
Alternative APNs	`01434362` `1434362`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,603 sqft Living Area
Gross Area	4,238 sqft
1st Floor Area	2,603 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2012
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	104,544 sqft (2.4 acres)
Garage Type	Attached
Garage Area	733 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	450 sqft
Porch	Screened Porch
Porch Area	1,966 sqft
Deck Area	224 sqft
Patio Area	72 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	01434362
Street Address	5482 GOLDDUST RD
City	SPRING HILL
State	FL
Zip	34609-8748
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HERNANDO HIGHLANDS W1/2 OF LOT 34A ORB 1447 PG 1313 AKA PAR 3 IN CLASS D SUB AS APPROVED BY PLANNING DEPT (S-01-049B)
Legal Range	18E
Legal Township	23S
Legal Section	03
Legal Subdivision	HERNANDO HIGHLANDS UNREC
Legal Lot Number	34A
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1011
Census Tract	40909

Owner

Source: Hernando County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5482 GOLDDUST RD, SPRING HILL, FL 34609-8748
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL CORP
Sep 20, 2022	Deed of Trust, Mortgage · Line of Credit RADIANT CU
Aug 18, 2021	Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP
Aug 1, 2018	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2021 · Amount on Record
Deed Sale	Aug 18, 2021 · Amount on Record
Prior Sale	Aug 7, 2003 · Amount on Record
Deed Document Number	202161736
Deed Book / Page	4042 / 976
Prior Transfer Date	Aug 27, 2002
Prior Transfer Doc	0015670478
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	5482 GOLDDUST RD, BROOKSVILLE, FL 34609-8748
Transaction Type	Mortgage
Record Updated	Feb 13, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5482 GOLDDUST RD, SPRING HILL, FL 34609-8748

Mortgage

Document Number	0040150102
Date	Jun 17, 2021
Book Page	4015/102
Instrument	2021046118

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company
Address	PORTAGE, MI 49002

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	5482 GOLDDUST RD, BROOKSVILLE, FL 34609-8748
Transaction Type	Mortgage
Record Updated	Feb 13, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5482 GOLDDUST RD, SPRING HILL, FL 34609-8748
Investor	Possibly a Property Investor

Mortgage

Document Number	0042220188
Date	Sep 20, 2022
Book Page	4222/188
Instrument	2022070237

Lender

Name	RADIANT CU
Type	Credit Union
Address	GAINESVILLE, FL 32606

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 19, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Aug 18, 2021
Property Address	5482 GOLDDUST RD, BROOKSVILLE, FL 34609-8748
Document Number	0040420976
Book / Page	4042 / 976
Map Reference	MB 3 PG 28
Instrument Date	Aug 16, 2021
Instrument	2021061736
Transaction Type	Transfer
Record Updated	Feb 13, 2024
Title Company	SOUTHEAST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,465.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14286 MONTCLAIR DR, BROOKSVILLE, FL 34613-5036

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5482 GOLDDUST RD, BROOKSVILLE, FL 34609-8748
Investor	Possibly a Property Investor

Mortgage

Document Number	0004042978
Date	Aug 18, 2021
Instrument	4042/978

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	5482 GOLDDUST RD, SPRING HILL, FL 34609-8748
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE SOURCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036090532
Date	Aug 1, 2018
Book Page	3609/0532
Instrument	2018046528

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,931.00 (-3.1%) Homeowner's exemption	$617,616 (+1.76%) Land $99,360 Building $518,256	$617,616 (+1.76%) Land $99,360 Building $518,256
2023		$606,951 Land $125,884 Building $481,067
2022	$9,217.00		$606,951 Land $77,040 Building $529,911

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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