Caldwell County property record for 5482 Dugger St, Granite Falls, NC 28630
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,152 sqft · built 1985 |
| Lot Size | 1.81 acres (78,844 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $75,000 (Aug 2021) |
| Tax Bill | $473 (2026) |
| Deeds & Mortgages | Dec 2022 Mortgage May 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11 60 1 30 |
| Primary APN | 11 60 1 30 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,152 sqft Heated Area |
| Gross Area | 1,302 sqft |
| 1st Floor Area | 1,152 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable/Hip |
| Roof Material | Asbestos |
| Lot Area | 78,844 sqft (1.81 acres) |
| Deck Area | 30 sqft |
| Storage Building | Storage Building |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 172472 |
|---|---|
| Street Address | 5482 DUGGER ST |
| City | GRANITE FALLS |
| State | NC |
| Zip | 28630-9214 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | BK 2031 PG 465 YR 21 ST 150.00/PLAT 35/135 2019 |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | NORTH CATAWBA |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 31401 |
Source: Caldwell County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5482 DUGGER ST, GRANITE FALLS, NC 28630-9214 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 15, 2022 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| May 6, 2022 | Deed of Trust, Mortgage · Commercial Mortgage RUFUS JOHNSON COLLIER ETAL |
| Aug 19, 2021 | Warranty Deed, Transfer |
| Aug 13, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 19, 2021 · Amount on Record |
| Deed Sale | Aug 19, 2021 · Amount on Record |
| Deed Document Number | 202110061550 |
| Deed Book / Page | 2031 / 465 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 5482 DUGGER ST, GRANITE FALLS, NC 28630-9214 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2023 |
| Name | Verified Name |
|---|---|
| Address | 5482 DUGGER ST, SAWMILLS, NC 28630-9214 |
| Document Number | 0020730226 |
|---|---|
| Date | Dec 15, 2022 |
| Book Page | 2073/226 |
| Instrument | 10079681 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 1, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Type Change Date | Jan 1, 2028 |
| Change Frequency | 5 Years |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 6.25% |
| Index | 1-Year T-Bill |
| Max Rate | 10.2% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 5482 DUGGER ST, GRANITE FALLS, NC 28630-9214 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2022 |
| Name | Verified Name |
|---|---|
| Address | 5482 DUGGER ST, GRANITE FALLS, NC 28630-9214 |
| Document Number | 0020552181 |
|---|---|
| Date | May 6, 2022 |
| Book Page | 2055/2181 |
| Instrument | 10072019 |
| Name | RUFUS JOHNSON COLLIER ETAL |
|---|---|
| Type | Private Party |
| Address | 2378 LYNN MOUNTAIN RD, VALE, NC 28168 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 113 Months |
| Due | Oct 1, 2031 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | Aug 19, 2021 |
| Property Address | 5482 DUGGER ST, GRANITE FALLS, NC 28630-9214 |
| Document Number | 0020310465 |
| Book / Page | 2031 / 465 |
| Map Reference | MB 35 PG 135 |
| Instrument Date | Aug 5, 2021 |
| Instrument | 10061550 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $150.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1100 MAPLE ST, 1100, GRANITE FALLS, NC 28630-9286 |
| Name | Verified Name |
|---|---|
| Address | 5482 DUGGER ST, GRANITE FALLS, NC 28630-9214 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | Aug 13, 2019 |
| Property Address | 5482 DUGGER ST, GRANITE FALLS, NC 28630-9214 |
| Document Number | 0010035667 |
| Book / Page | 001969 / 000504 |
| Instrument Date | Aug 12, 2019 |
| Instrument | 10035667 |
| Transaction Type | Transfer |
| Record Updated | Sep 18, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $37.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5482 DUGGER ST GRANITE FALLS NC 286309214, GRANITE FALLS, NC 28630-9214 |
Source: Caldwell County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $473.00 (-4.25%) | $69,900 (-) Land $30,000 Building $39,900 | |
| 2025 | $494.00 (+32.44%) | $69,900 (+53.96%) Land $30,000 Building $39,900 | $69,900 (+53.96%) Land $30,000 Building $39,900 |
| 2023 | $45,400 (-) Land $26,700 Building $18,700 | $45,400 (-) Land $26,700 Building $18,700 | |
| 2022 | $373.00 | $45,400 Land $26,700 Building $18,700 | $45,400 Land $26,700 Building $18,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2010–2020) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Nov 2020 · Tropical Storm Eta |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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