5481 Wilson Dr, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 5481 Wilson Dr, Punta Gorda, FL 33982

Property Summary

Property Type	Mobile Home
Details	1 ba · 1,054 sqft · built 2005
Lot Size	0.344 acres (15,000 sqft)
Owner	Individual Name on File
Last Sale	$36,000 (Sep 2015)
Tax Bill	$512 (2025)
Deeds & Mortgages	Apr 2023 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`40-23-34-476-013`

Property Details

APN / Parcel Number

Primary APN	`40-23-34-476-013`
Alternative APNs	`0107363-000000-4` `10004624937`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,054 sqft Living Area
Flooring	Vinyl/Resilient

Exterior

Year Built	Built 2005
Exterior Material	Aluminum/Vinyl
Construction Type	Manufactured
Roof Material	Composition Shingle
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	125 ft deep x 120 ft wide
Driveway	Driveway
Driveway Area	420 sqft

Exterior Amenities

Porch	Porch
Porch Area	200 sqft
Patio Area	420 sqft
Shed	1 Shed
Shed Area	100 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	10004624937
Old Parcel Number	01073630000004
Street Address	5481 WILSON DR
City	PUNTA GORDA
State	FL
Zip	33982-1964
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	MHC
Legal Description	WMZ 000 0001 0008 WILSON MAZE SUB BLK1 LTS 8 & 9 RP/VIN-GMHGA40432281A&B(2005)-SEE NOTES 139/612 DC283/229 435/39
Legal Range	23E
Legal Township	40S
Legal Section	34
Legal Subdivision	WILSON MAZE
Legal Block	1
Legal Lot Number	8-9 9
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	3
Census Block	3012
Census Tract	10200

Owner

5481 Wilson Dr, a mobile home, is owned and occupied by an individual who bought it in September 2015.

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	5481 WILSON DR, PUNTA GORDA, FL 33982-1964
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 2015 · Amount on File
Deed Sale	Sep 17, 2015 · Amount on File
Prior Sale	Sep 14, 2015
Deed Document Number	2382322
Deed Book / Page	4011 / 0982
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	5481 WILSON DR, PUNTA GORDA, FL 33982-1964
Transaction Type	Mortgage
Record Updated	May 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5481 WILSON DR, PUNTA GORDA, FL 33982-1964

Mortgage

Document Number	0003255698
Date	Apr 26, 2023
Instrument	3255698

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency
Address	BIRMINGHAM, AL 35203

Agreement

Type	SBA Mortgage
Amount	Amount on Record
Term	356 Months
Due	Dec 9, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 5481 Wilson Dr was $512 with a homeowner's exemption.

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$512.00 Homeowner's exemption	$71,544	$102,087 Land $26,400 Building $75,687
2023	$1,087.00 (-9.57%) Homeowner's exemption	$45,820 (-27.78%)	$110,141 (-15.59%) Land $27,600 Building $82,541
2022	$1,202.00 Homeowner's exemption	$63,442	$130,483 Land $18,360 Building $112,123

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5481 Wilson Dr in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 193 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	193 in force
Nearby Flood Claims	357 (1982–2026)
Claims Outside the SFHA	5 of 357
Most Recent Claim	Apr 2026 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 90 claims Hurricane Helene, Oct 2024 · 60 claims Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 43 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5481 Wilson Dr is moderate, ranking above 51% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 79% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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