Boone County property record for 5481 Waters Bend Dr, Belvidere, IL 61008
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2,084 sqft · built 2021 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $298,489 (Mar 2021) |
| Tax Bill | $9,093 (2025) |
| Deeds & Mortgages | Oct 2020 Construction Loan Mar 2021 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-29-177-009 |
| Primary APN | 05-29-177-009 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,084 sqft Living Area |
| Gross Area | 4,168 sqft |
| 1st Floor Area | 4,168 sqft |
| Basement Area | 2,084 sqft |
| Unfinished Basement | 2,084 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Roof Material | Composition Shingle |
| Lot Area | 13,504 sqft (0.31 acres) |
| Terrain | Rolling |
| Garage Area | 748 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 05-05-29-177-009 |
|---|---|
| Street Address | 5481 WATERS BEND DR |
| City | BELVIDERE |
| State | IL |
| Zip | 61008-8703 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 29-44-3 THE VILLAGE AT RIVER RUN SUB PLAT NO 1 LOT 43 5481 WATERS BEND DR S 102 W 160.8 N 70 E 147.41 |
| Legal Subdivision | VILLAGE |
| Legal Lot Number | 43 |
| Jurisdiction | BOONE IL |
| Township / Civil Division | BELVIDERE |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 10502 |
5481 Waters Bend Dr is owned and occupied by two individuals who bought it in March 2021.
Source: Boone County records, as of June 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5481 WATERS BEND DR, BELVIDERE, IL 61008-8703 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 21, 2020 | Deed of Trust, Mortgage · Construction Mortgage BLACKHAWK BANK |
| Mar 16, 2021 | Warranty Deed, Construction Loan · Construction Mortgage BLACKHAWK BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 16, 2021 · Amount on File |
| Deed Sale | Mar 16, 2021 · Amount on File |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOONE IL |
| Property Address | 5481 WATERS BEND DR, BELVIDERE, IL 61008-8703 |
| Transaction Type | Mortgage |
| Record Updated | Mar 7, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 2020R06701 |
|---|---|
| Date | Oct 21, 2020 |
| Instrument | 2020R06701 |
| Name | BLACKHAWK BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BOONE IL |
| Recording Date | Mar 16, 2021 |
| Property Address | 5481 WATERS BEND DR, BELVIDERE, IL 61008-8703 |
| Document Number | 2021R02129 |
| Map Reference | DOC 2004R12307 |
| Instrument Date | Mar 12, 2021 |
| Instrument | 2021R02129 |
| Transaction Type | Construction Loan |
| Record Updated | Mar 7, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $447.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6551 E RIVERSIDE BLVD # BLVD111, BLVD111, ROCKFORD, IL 61114-4962 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 5481 WATERS BEND DR, BELVIDERE, IL 61008-8703 |
| Document Number | 2021R02130 |
|---|---|
| Date | Mar 16, 2021 |
| Instrument | 2021R02130 |
| Name | BLACKHAWK BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 5481 Waters Bend Dr was $9,093 with a homeowner's exemption.
Source: Boone County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Boone County |
| County Subdivision | Belvidere Township |
| Municipality | Belvidere City |
| Unified School District | Belvidere Consolidated Unit School District 100 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,093.00 Homeowner's exemption | $120,177 (+3.7%) Land $6,667 Building $113,510 | $360,531 (+3.7%) Land $20,001 Building $340,530 |
| 2024 | $115,894 Land $6,667 Building $109,227 | $347,682 Land $20,001 Building $327,681 | |
| 2022 | $9,285.00 | $99,618 Land $6,667 Building $92,951 | $298,854 Land $20,001 Building $278,853 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 5481 Waters Bend Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5481 Waters Bend Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 65% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BELVIDERE serves 25,339 people · EPA ID IL0070050 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | 2 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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