5481 Shields Rd, Holly, MI 48442 Property Records

Oakland County property record for 5481 Shields Rd, Holly, MI 48442

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 4,283 sqft · built 1900
Lot Size	10.4 acres (453,024 sqft)
Owner	2 Individual Names on Record
Last Sale	$759,900 (Jan 2017)
Tax Bill	$15,816 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Sep 2021 Sale + 5 more
Flood Zone	Zone X (minimal risk)
APN	`I-01-23-200-014`

Property Details

APN / Parcel Number

Primary APN	`I-01-23-200-014`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	1 Story
Building Area	4,283 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 2003
Architectural Style	Ranch
Exterior Material	Wood Siding
Lot Area	453,024 sqft (10.4 acres)
View / Lot	Waterfront
Garage Area	1,550 sqft
Parking Spaces	6 Parking Spaces
Porch	Slab
Porch Area	132 sqft
Deck Area	497 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	5481 SHIELDS RD
City	HOLLY
State	MI
Zip	48442-9709
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T5N, R7E, SEC 23 PART OF W 1/2 OF NE 1/4 BEG AT PT DIST S 89-24-57 E 1344.69 FT & S 02-10-12 W 1375.01 FT FROM N 1/4 COR, TH S 02-10-12 W 663.82 FT, TH N 75-30-26 W 295.17 FT, TH S 44-43-24 W 75 FT, TH ALG CURVE TO LEFT, RAD 60 FT, CHORD BEARS N 80-0
Legal Range	07E
Legal Township	05N
Legal Section	23
Jurisdiction	OAKLAND MI
Township / Civil Division	HOLLY
Census Block Group	2
Census Block	2022
Census Tract	124000

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5284 SHIELDS RD, HOLLY, MI 48442-9709
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Sep 28, 2021	Warranty Deed, Transfer FIRST AMERICAN TITLE
Sep 8, 2017	Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENT BANK
Dec 9, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 1, 2017	Loan Modification, Mortgage · Line of Credit KEYBANK USA
Mar 2, 2017	Deed of Trust, Mortgage · Line of Credit KEYBANK USA
Jan 4, 2017	Warranty Deed, Transfer · Conventional Mortgage MICHIGAN MUTUAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 4, 2017 · Amount on Record
Deed Sale	Jan 4, 2017 · Amount on Record
Prior Sale	Apr 1, 2010 · Amount on Record
Deed Document Number	20171549
Deed Book / Page	50244 / 390
Last Transfer Date	Nov 14, 2019
Transfer Doc	0000205793
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	5481 SHIELDS RD, HOLLY, MI 48442-9709
Transaction Type	Mortgage
Record Updated	Apr 4, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10081 GIBBS RD, CLARKSTON, MI 48348-1513

Mortgage

Document Number	0000296074
Date	Jan 15, 2022
Book Page	57303/432
Instrument	296074

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Type Change Date	Jan 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.62%
Max Rate At Change	7.37%
Index	Other
Max Rate	7.37%

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Sep 28, 2021
Property Address	5481 SHIELDS RD, HOLLY, MI 48442-9709
Document Number	0000230914
Book / Page	56912 / 785
Instrument Date	Sep 17, 2021
Instrument	230914
Transaction Type	Transfer
Record Updated	Oct 18, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	763 TROPICAL CIR, 763, SARASOTA, FL 34242-1438

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10081 GIBBS RD, CLARKSTON, MI 48348-1513

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	5481 SHIELDS RD, HOLLY, MI 48442-9709
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000168043
Date	Sep 8, 2017
Book Page	51053/00336
Instrument	168043

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	GRAND RAPIDS, MI 49525

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	Dec 9, 2019
Property Address	5481 SHIELDS RD, HOLLY, MI 48442-9709
Document Number	0000205793
Book / Page	053591 / 000873
Instrument Date	Oct 11, 2019
Instrument	205793
Transaction Type	Transfer
Record Updated	Feb 7, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5481 SHIELDS RD HOLLY MI 484429709, HOLLY, MI 48442-9709

April 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OAKLAND MI
Property Address	5481 SHIELDS RD, HOLLY, MI 48442-9709
Document Number	0000188047
Instrument Date	Apr 1, 2017
Transaction Type	Mortgage
Record Updated	May 9, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5481 SHIELDS RD HOLLY MI 484429709, HOLLY, MI 48442-9709

Mortgage

Document Number	0000188047
Date	Oct 10, 2017
Book Page	051162/000500
Instrument	188047

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	5481 SHIELDS RD, HOLLY, MI 48442-9709
Document Number	0000050008
Instrument Date	Mar 2, 2017
Transaction Type	Mortgage
Record Updated	May 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5481 SHIELDS RD HOLLY MI 484429709, HOLLY, MI 48442-9709

Mortgage

Document Number	0000050008
Date	Mar 17, 2017
Book Page	050479/000716
Instrument	50008

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 16, 2047

Interest

Rate Type	Adjustable Rate

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jan 4, 2017
Property Address	5481 SHIELDS RD, HOLLY, MI 48442-9709
Document Number	0000001549
Book / Page	050244 / 000390
Instrument Date	Dec 15, 2016
Instrument	1549
Transaction Type	Transfer
Record Updated	May 9, 2019
Title Company	LIBERTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,535.14
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8638 S SHORE DR CLARKSTON MI 483482678, CLARKSTON, MI 48348-2678

Mortgage

Document Number	1550
Date	Jan 4, 2017
Book Page	050244/000393
Instrument	1550

Lender

Name	MICHIGAN MUTUAL
Type	Funding / Finance Company
Address	SOUTHFIELD, MI 48034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 3, 2047

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Holly Township
Unified School District	Holly Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,816.00 (-15.25%)	$428,430 (+11.05%)	$856,860 (+11.05%)
2024	$18,662.00 (+138.89%)
2023		$385,790	$771,580
2021	$7,812.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	Apr 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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