5481 S Shingle Rd, Shingle Springs, CA 95682 Property Records

El Dorado County property record for 5481 S Shingle Rd, Shingle Springs, CA 95682

Property Summary

Property Type	Rural Home
Details	4 bd · 3 ba · 1,932 sqft · built 1988
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$356,000 (Nov 2013)
Tax Bill	$9,363 (2025)
Deeds & Mortgages	Nov 2022 Second Mortgage Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`109-320-012-000`

Property Details

APN / Parcel Number

Primary APN	`109-320-012-000`
Alternative APNs	`10932012100` `1093201210`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,932 sqft Living Area
1st Floor Area	1,932 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Construction Type	Wood
Lot Area	217,800 sqft
Terrain	Wooded
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Patio Area	1,932 sqft

Utilities, Heating & Cooling

Water Source	Well

Location & Zoning

Street Address	5481 S SHINGLE RD
City	SHINGLE SPRINGS
State	CA
Zip	95682
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RE5
Legal Description	PM 22/37/A
Jurisdiction	EL DORADO CA
Township / Civil Division	SOUTH EL DORADO
Census Block Group	3
Census Block	3057
Census Tract	30804

Owner

5481 S Shingle Rd, a rural home, is owned and occupied by two individuals who bought it in November 2013.

Source: El Dorado County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 196, SHINGLE SPRINGS, CA 95682-0196
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SCHOOLSFIRST FCU
Jul 21, 2020	Deed of Trust, Mortgage QUICKEN LNS
Aug 20, 2019	Deed of Trust, Mortgage QUICKEN LNS
Mar 7, 2019	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2013 · Amount on File
Deed Sale	Nov 12, 2013 · Amount on File
Prior Sale	Apr 19, 2002 · Amount on File
Deed Document Number	201357230
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	5481 S SHINGLE RD, SHINGLE SPRINGS, CA 95682
Transaction Type	Mortgage
Record Updated	Nov 18, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 196, CAMERON PARK, CA 95682-0196

Mortgage

Document Number	0000043090
Date	Nov 9, 2022
Instrument	2022-0043090

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 8, 2037

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	5481 S SHINGLE RD, SHINGLE SPRINGS, CA 95682
Document Number	0000037739
Instrument Date	Jul 21, 2020
Transaction Type	Mortgage
Record Updated	Aug 12, 2020
Title Company	AMROCK TITLE CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5481 S SHINGLE RD SHINGLE SPRINGS CA 95682, SHINGLE SPRINGS, CA 95682

Mortgage

Document Number	0000037739
Date	Jul 28, 2020
Instrument	37739

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 27, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	5481 S SHINGLE RD, SHINGLE SPRINGS, CA 95682
Document Number	0000034958
Instrument Date	Aug 20, 2019
Transaction Type	Mortgage
Record Updated	Sep 2, 2019
Title Company	AMROCK TITLE CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5481 S SHINGLE RD SHINGLE SPRINGS CA 95682, SHINGLE SPRINGS, CA 95682

Mortgage

Document Number	0000034958
Date	Aug 26, 2019
Instrument	34958

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 25, 2049

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	5481 S SHINGLE RD, SHINGLE SPRINGS, CA 95682
Document Number	0000008062
Instrument Date	Mar 7, 2019
Transaction Type	Mortgage
Record Updated	Jun 11, 2019
Title Company	AMROCK TITLE CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5481 S SHINGLE RD SHINGLE SPRINGS CA 95682, SHINGLE SPRINGS, CA 95682

Mortgage

Document Number	0000008062
Date	Mar 12, 2019
Instrument	8062

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	180 Months
Due	Mar 11, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 5481 S Shingle Rd was $9,363 with a homeowner's exemption.

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Latrobe Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$445,121 (+2%) Land $156,290 Building $288,831
2025	$9,363.00 Homeowner's exemption	$436,394 Land $153,226 Building $283,168
2023	$9,181.00 (+115.42%) Homeowner's exemption	$419,450 Land $147,277 Building $272,173
2022	$4,262.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5481 S Shingle Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2010 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5481 S Shingle Rd is high, ranking above 88% of the US, with a 0.9% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 88% of the US · above 69% of California
Wildfire Likelihood	0.9% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile.

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