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5481 Rowe Trl, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 5481 Rowe Trl, Pace, FL 32571 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2004
Square Footage2,320 sqft Living Area
Lot Size40,467 sqft (0.929 acres)
OccupancyOwner Occupied
Last Sale$265,000 (2020)
Tax Bill$3,552.00 (2025)

Owner

Source: Santa Rosa County records · APN 06-1N-29-5804-00B00-0670

Assessment roll updated December 8, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5481 ROWE TRL, MILTON, FL 32571-9556
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 23, 2026Warranty Deed, Transfer · Conventional Mortgage
HOMEXPRESS MORTGAGE CORPORATION
Dec 28, 2023Deed of Trust, Mortgage · Line of Credit
JACKSON FLAGSTAR CENTRE OFFICE
Apr 22, 2020Warranty Deed, Transfer · Veterans Administration Mortgage
NAVY FCU
Jan 09, 2020Warranty Deed, Transfer
SETCO SERVICES LLC, SETCO SVCS LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 22, 2020 · Amount on Record
Deed SaleApr 22, 2020 · Amount on Record
Prior SaleJan 09, 2020 · Amount on Record
Deed Doc Number202019067
Deed Book / Page3942 / 274
Record RefreshedSep 20, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateJun 23, 2026
Property Address5481 ROWE TRL, MILTON, FL 32571-9556
Document Number0000031695
Book / Page4759 / 201
Instrument DateJun 15, 2026
Instrument202631695
Transaction TypeTransfer
Record UpdatedAug 03, 2026
Title CompanyHARPER TITLE CO LLC, HARPER TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$275,730.00
Amount AccuracyCalculated from Tax (Full/Partial Unknown)
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5481 ROWE TRL, MILTON, FL 32571-9556
InvestorPossibly a Property Investor

Mortgage

Document Number0000031696,
DateJun 23, 2026
Book Page4759/203
Instrument202631696
Lender
NameHOMEXPRESS MORTGAGE CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate TypeFixed Rate
Rate6.37%
Initial TypeFixed Rate
Max Rate-1%

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address5481 ROWE TRL, PACE, FL 32571-9556
Transaction TypeMortgage
Record UpdatedFeb 19, 2024
Title CompanyBOSTON NATIONAL TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address5481 ROWE TRL, MILTON, FL 32571-9556

Mortgage

Document Number0044620164
DateDec 28, 2023
Book Page4462/164
Instrument202357242
Lender
NameJACKSON FLAGSTAR CENTRE OFFICE
TypeBank
AddressTROY, MI 48098
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueJan 01, 2054
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateApr 22, 2020
Property Address5481 ROWE TRL, PACE, FL 32571-9556
Document Number0039420274
Book / Page003942 / 000274
Instrument DateApr 17, 2020
Instrument19067
Transaction TypeTransfer
Record UpdatedJun 23, 2020
Title CompanySETCO SERVICES LLC, SETCO SVCS LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,855.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address1399 LEMHURST RD PENSACOLA FL 325073578, PENSACOLA, FL 32507-3578

Mortgage

Document Number39420276
DateApr 22, 2020
Book Page003942/000276
Instrument19068
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueApr 21, 2050

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateJan 09, 2020
Property Address5481 ROWE TRL, PACE, FL 32571-9556
Document Number0039071432
Book / Page003907 / 001432
Instrument DateDec 31, 2019
Instrument1212
Transaction TypeTransfer
Record UpdatedMar 06, 2020
Title CompanySETCO SERVICES LLC, SETCO SVCS LLC

Transaction

AmountAmount Recorded
Tax$1,190.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address9451 PENSACOLA BLVD PENSACOLA FL 325341237, PENSACOLA, FL 32534-1237

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,552.00 (+3.02%) Homeowner's exemption Veteran's exemption$326,190 (+2.9%)$327,677 (+1.7%) Land $50,000 Building $277,677
2024$3,448.00 (+0.06%) Homeowner's exemption Disabled Person's exemption$316,997 (+3%)$322,194 (+4.69%) Land $49,000 Building $273,194
2023$3,446.00 (-4.86%)$307,764 (+5.26%) Land $49,000 Building $258,764$307,764 (+5.26%) Land $49,000 Building $258,764
2022$3,622.00$292,394$292,394 Land $45,000 Building $247,394

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskModerate
above 44% of the US · above 14% of Florida
Wildfire LikelihoodAbout 1 in 1,299 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN06-1N-29-5804-00B00-0670
Alternative APN
  • N29106580400B000670

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,320 sqft Living Area
Gross Area3,421 sqft Gross Area
1st Floor2,320 sqft 1st Floor
Stories1 Stories
Primary FlooringWood Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 2004
Exterior MaterialBrick Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialWood Shingle Roof
Lot Area40,467 sqft (0.929 acres)
Lot Width75 ft Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area504 sqft Garage

Exterior Amenities

Shed1 Shed
Shed Area1 sqft Shed
Deck Area351 sqft Deck
Porch Area492 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address5481 ROWE TRL
CityMILTON
StateFL
Zip32571-9556
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionWOODBINE SPRINGS PLANTATION LOT 67 BLK B AS DES IN OR 3942 PG 274
Legal Range29W
Legal Township1N
Legal Section06
Legal SubdivisionWOODBINE SPRINGS PLT
Legal BlockB
Legal Lot Number67
JurisdictionSANTA ROSA FL
Minor Civil DivisionPACE
Census Blockgroup1
Census Block1002
Census Tract10707

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