5481 Montclair Cir, La Palma, CA 90623 Property Records

Orange County property record for 5481 Montclair Cir, La Palma, CA 90623

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,972 sqft · built 1967
Lot Size	0.114 acres (4,959 sqft)
Owner	2 Individual Names on File
Last Sale	$684,000 (Apr 2018)
Tax Bill	$9,255 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Jul 2017 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`263-054-25`

Property Details

APN / Parcel Number

Primary APN	`263-054-25`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,972 sqft Living Area
Gross Area	2,413 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	4,959 sqft (0.114 acres)
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5481 MONTCLAIR CIR
City	LA PALMA
State	CA
Zip	90623-1329
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 6464 BLK LOT 12
Legal Subdivision	TRACT NO. 6464
Legal Tract	6464
Legal Lot Number	12
Jurisdiction	ORANGE CA
Township / Civil Division	ANAHEIM-SANTA ANA-GARDEN GROVE
Census Block Group	2
Census Block	2000
Census Tract	110115

Owner

5481 Montclair Cir is owned and occupied by two individuals who bought it in April 2018.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5481 MONTCLAIR CIR, LA PALMA, CA 90623-1329
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jul 14, 2017	Deed of Trust, Mortgage · Commercial Mortgage JPMORGAN CHASE BANK NA
Apr 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage STRATIS FINANCIAL CORP
Apr 11, 2018	Grant Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 11, 2018 · Amount on File
Deed Sale	Apr 11, 2018 · Amount on File
Deed Document Number	2018129120
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	5481 MONTCLAIR CIR, LA PALMA, CA 90623-1329
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5481 MONTCLAIR CIR, LA PALMA, CA 90623-1329

Mortgage

Document Number	0000264195
Date	Aug 1, 2022
Instrument	2022000264195

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	FORT WORTH, TX 76155

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	5481 MONTCLAIR CIR, LA PALMA, CA 90623-1329
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000290554
Date	Jul 14, 2017
Instrument	2017000290554

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	419 Months
Due	Jun 28, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	5481 MONTCLAIR CIR, LA PALMA, CA 90623-1329
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000150302
Date	Apr 2, 2020
Instrument	2020000150302

Lender

Name	STRATIS FINANCIAL CORP
Type	Mortgage Company
Address	HUNTINGTON BEACH, CA 92649

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2050

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Apr 11, 2018
Property Address	5481 MONTCLAIR CIR, LA PALMA, CA 90623-1329
Document Number	0000129120
Map Reference	MB237 PG27&28
Instrument Date	Mar 16, 2018
Instrument	2018000129120
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	OLD REPUBLIC TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	5481 MONTCLAIR CIR, LA MIRADA, CA 90638

Mortgage

Document Number	0000129121
Date	Apr 11, 2018
Instrument	2018000129121

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 5481 Montclair Cir was $9,255.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	La Palma City
Elementary School District	Buena Park Elementary School District (KG - 08)
Secondary School District	Fullerton Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$793,838 (+2%) Land $683,597 Building $110,241
2025	$9,255.00	$778,273 Land $670,193 Building $108,080
2023	$8,465.00 (+1.58%)	$748,052 Land $644,168 Building $103,884
2022	$8,333.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5481 Montclair Cir in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 5481 Montclair Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 713 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Frontier, GeoLinks, T-Mobile.

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