St. Johns County property record for 5481 Mobile St, Saint Augustine, FL 32092 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2009 |
| Square Footage | 1,560 sqft Living Area |
| Lot Size | 54,450 sqft (1.25 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $223,000 (2017) |
| Tax Bill | $2,069.00 (2025) |
| Primary APN | 030695-0180 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Building Area | 1,560 sqft Living Area |
| 1st Floor | 780 sqft 1st Floor |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Concrete Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 54,450 sqft (1.25 acres) |
| Depth X Width | 294 ft x 186 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Carport Garage |
| Garage Area | 420 sqft Garage |
| Carport | Carport |
| Carport Area | 420 sqft Carport |
| Deck Area | 352 sqft Deck |
| Patio Area | 180 sqft Patio |
| Porch Area | 148 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 5481 MOBILE ST |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-0322 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PT OF MIGUEL PAPY GRANT LYING S OF PICOLATA RD INDIAN TRACE UNREC PLAT LOT 18 BLK 5 OR4433/1492 |
| Legal Range | 28E |
| Legal Township | 07S |
| Legal Section | 39 |
| Legal Subdivision | INDIAN TRACE UNPLATTED |
| Legal Block | 5 |
| Legal Lot Number | 18 |
| Jurisdiction | ST JOHNS FL |
| Minor Civil Division | ST. AUGUSTINE |
| Census Blockgroup | 3 |
| Census Block | 3001 |
| Census Tract | 21004 |
Source: St. Johns County records · APN 030695-0180
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5481 MOBILE ST, SAINT AUGUSTINE, FL 32092-0322 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| May 30, 2017 | Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) AMERIS BANK |
| Sep 14, 2017 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage FIDELITY BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 14, 2017 · Amount on Record |
| Deed Sale | Sep 14, 2017 · Amount on Record |
| Prior Sale | Jun 12, 2001 · Amount on Record |
| Deed Doc Number | 201762271 |
| Deed Book / Page | 4433 / 1492 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 5481 MOBILE ST, SAINT AUGUSTINE, FL 32092-0322 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2021 |
| Name | Verified Name |
|---|---|
| Address | 5481 MOBILE ST, ST AUGUSTINE, FL 32092-0322 |
| Document Number | 0053480350 |
|---|---|
| Date | Aug 19, 2021 |
| Book Page | 5348/350 |
| Instrument | 2021092033 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 01, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 5481 MOBILE ST, SAINT AUGUSTINE, FL 32092-0322 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | ACTION TITLE SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0043801579 |
|---|---|
| Date | May 30, 2017 |
| Book Page | 4380/1579 |
| Instrument | 2017037021 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Address | MARIETTA, GA 30067 |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Jun 01, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 7% |
| Index | 1-Year LIBOR |
| Max Rate | 10% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Sep 14, 2017 |
| Property Address | 5481 MOBILE ST, SAINT AUGUSTINE, FL 32092-0322 |
| Document Number | 0044331492 |
| Book / Page | 4433 / 1492 |
| Instrument Date | Aug 31, 2017 |
| Instrument | 2017062271 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | LAND TITLE OF AMERICA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 404 CRESCENT BLVD, 404, SAINT AUGUSTINE, FL 32095-8161 |
| Name | Verified Name |
|---|---|
| Address | 8264 W CLOVELLY LN, SAINT AUGUSTINE, FL 32092 |
| Document Number | 2017062272 |
|---|---|
| Date | Sep 14, 2017 |
| Instrument | 2017062272 |
| Name | FIDELITY BANK |
|---|---|
| Type | Bank |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2047 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $172,089 (+2.7%) | $296,849 (-0.73%) Land $165,000 Building $131,849 | |
| 2025 | $2,069.00 (+14.88%) Homeowner's exemption | $167,565 (+5.99%) | $299,028 (+31.17%) Land $170,000 Building $129,028 |
| 2024 | $1,801.00 (+2.27%) | ||
| 2023 | $1,761.00 (+3.77%) Homeowner's exemption | $158,100 (+3%) | $227,963 (+0.47%) Land $98,000 Building $129,963 |
| 2022 | $1,697.00 Homeowner's exemption | $153,495 | $226,886 Land $84,000 Building $142,886 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 66% of the US · above 43% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 398 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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