5481 Mobbs Rd, Auburn, NY 13021 Property Records

Cayuga County and Fleming Town property record for 5481 Mobbs Rd, Auburn, NY 13021

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,080 sqft · built 2008
Lot Size	1.3 acres (56,628 sqft)
Owner	2 Individual Names on File
Tax Bill	$8,508 (2026)
Deeds & Mortgages	Jun 2019 Mortgage May 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`052800 130.00-1-21.42`

Property Details

APN / Parcel Number

Primary APN	`052800 130.00-1-21.42`
Alternative APN	`280013000000010210420000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,080 sqft Living Area
1st Floor Area	1,040 sqft
2nd Floor Area	1,040 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	56,628 sqft (1.3 acres)
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	500 sqft
Porch	Slab
Porch Area	428 sqft
Patio Area	504 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	5481 MOBBS RD
City	AUBURN
State	NY
Zip	13021-8735
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	SM 92-231
Legal Block	1
Legal Lot Number	21.042
Jurisdiction	CAYUGA NY
Township / Civil Division	FLEMING
Census Block Group	2
Census Block	2029
Census Tract	41101

Owner

5481 Mobbs Rd is owned and occupied by two individuals who acquired it in October 2021.

Source: Cayuga County and Fleming Town records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5481 MOBBS RD, AUBURN, NY 13021-8735
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2019	Deed of Trust, Mortgage · FHA Mortgage MID-ISLAND MORTGAGE CORP
May 22, 2020	Deed of Trust, Mortgage · FHA Mortgage MID-ISLAND MORTGAGE CORP
Nov 9, 2021	Deed, Transfer · Stand-Alone Refinance MID-ISLAND MORTGAGE CORP
Feb 26, 2020	Loan Modification, Mortgage · FHA Mortgage MID-ISLAND MTG
May 22, 2019	Loan Modification, Mortgage · FHA Mortgage MID-ISLAND MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2012
Deed Sale	Oct 4, 2012
Prior Sale	Mar 4, 2009 · Amount on File
Deed Document Number	2012128957
Deed Book / Page	1489 / 75
Last Transfer Date	Oct 14, 2021
Transfer Doc	004136/103
Record Updated	Oct 29, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAYUGA NY
Property Address	5481 MOBBS RD, AUBURN, NY 13021-8735
Transaction Type	Mortgage
Record Updated	Aug 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003732/273
Date	Jun 12, 2019
Book Page	3732/273
Instrument	2019-187751

Lender

Name	MID-ISLAND MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAYUGA NY
Property Address	5481 MOBBS RD, AUBURN, NY 13021-8735
Transaction Type	Mortgage
Record Updated	Aug 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003871/308
Date	May 22, 2020
Book Page	3871/308
Instrument	2020-195468

Lender

Name	MID-ISLAND MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CAYUGA NY
Recording Date	Nov 9, 2021
Property Address	5481 MOBBS RD, AUBURN, NY 13021-8735
Document Number	004136/103
Book / Page	4136 / 103
Instrument Date	Oct 14, 2021
Instrument	2021-209184
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5481 MOBBS RD, AUBURN, NY 13021-8735

Mortgage

Document Number	004136/106
Date	Nov 9, 2021
Book Page	4136/106
Instrument	2021-209185

Lender

Name	MID-ISLAND MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2041

February 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CAYUGA NY
Property Address	5481 MOBBS RD, AUBURN, NY 13021-8735
Document Number	0038710326
Instrument Date	Feb 26, 2020
Transaction Type	Mortgage
Record Updated	Jun 16, 2020
Title Company	EQUITY SETTLEMENT SERVICES, EQUITY SETTLEMENT SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5481 MOBBS RD AUBURN NY 130218735, AUBURN, NY 13021-8735

Mortgage

Document Number	0038710326
Date	May 22, 2020
Book Page	003871/000326
Instrument	195469

Lender

Name	MID-ISLAND MTG
Type	Mortgage Company
Address	WESTBURY, NY 11590

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 21, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.5%

May 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CAYUGA NY
Property Address	5481 MOBBS RD, AUBURN, NY 13021-8735
Document Number	0037320290
Instrument Date	May 22, 2019
Transaction Type	Mortgage
Record Updated	Jun 21, 2019
Title Company	EQUITY SETTLEMENT SERVICES, EQUITY SETTLEMENT SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5481 MOBBS RD AUBURN NY 130218735, AUBURN, NY 13021-8735

Mortgage

Document Number	0037320290
Date	Jun 12, 2019
Book Page	003732/000290
Instrument	187752

Lender

Name	MID-ISLAND MTG
Type	Mortgage Company
Address	WESTBURY, NY 11590

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 11, 2049

Interest

Rate Type	Fixed Rate
Rate	4.37%

Tax Assessment & Valuation

The 2026 property tax bill for 5481 Mobbs Rd was $8,508 with a homeowner's exemption, up 8.1% from the year before.

Source: Cayuga County and Fleming Town assessment roll, as of May 1, 2026

Property Jurisdictions

Type	Name
State	New York
County	Cayuga County
County Subdivision	Fleming Town
Unified School District	Auburn City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,508.00 (+8.09%) Homeowner's exemption
2025	$7,871.00 (-2.7%) Homeowner's exemption	$389,400 Land $50,200 Building $339,200	$389,400 Land $50,200 Building $339,200
2024	$8,089.00
2023		$243,800 Land $42,000 Building $201,800	$329,459 Land $56,757 Building $272,702
2020	$2,553.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5481 Mobbs Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5481 Mobbs Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
CBN Fixed Wireless · not low latency	100 / 100
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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