5481 Gemgold Ct, Windermere, FL 34786 Property Records

Orange County property record for 5481 Gemgold Ct, Windermere, FL 34786

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,390 sqft · built 2005
Lot Size0.203 acres (8,835 sqft)
OwnerCompany Name on Record
Last Sale$183,000 (Apr 2010)
Tax Bill$8,284 (2025)
Deeds & MortgagesMar 2018 Transfer
Flood ZoneZone X (minimal risk)
APN15-23-27-1540-00-390

Property Details

APN / Parcel Number

Primary APN15-23-27-1540-00-390
Alternative APNs
  • 272315154000390
  • 139838
  • 140694
  • 142208

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,390 sqft Living Area
Gross Area3,304 sqft
1st Floor Area1,944 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,835 sqft (0.203 acres)
Garage TypeAttached
Garage Area512 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area323 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address5481 GEMGOLD CT
CityWINDERMERE
StateFL
Zip34786-3213
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeP-D
Legal DescriptionEDENS HAMMOCK 62/134 LOT 39
Legal Range27E
Legal Township23S
Legal Section15
Legal SubdivisionEDENS HAMMOCK
Legal Tract1540
Legal Lot Number39
JurisdictionORANGE FL
Township / Civil DivisionSOUTHWEST ORANGE
Census Block Group2
Census Block2016
Census Tract17114

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address38 W CAMINO REAL AVE, ARCADIA, CA 91007-8001
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 30, 2010 · Amount on Record
Deed SaleApr 30, 2010 · Amount on Record
Prior SaleFeb 9, 2010
Deed Document Number2010243341
Deed Book / Page10037 / 1144
Last Transfer DateMar 1, 2018
Transfer Doc0000139411
Record UpdatedJun 8, 2026

March 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionORANGE FL
Recording DateMar 8, 2018
Property Address5481 GEMGOLD CT, WINDERMERE, FL 34786-3213
Document Number0000139411
Instrument DateMar 1, 2018
Instrument139411
Transaction TypeTransfer
Record UpdatedMar 21, 2018
Title CompanyWEST ORANGE TITLE INC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address38 W CAMINO REAL AVE ARCADIA CA 910078001, ARCADIA, CA 91007-8001

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$488,126 (+1%)$505,690 (-1.26%) Land $110,000 Building $395,690
2025$8,284.00 (+8.25%)$443,751 (+2.39%)$512,130 (+18.17%) Land $110,000 Building $402,130
2024$7,653.00 (+15.22%)
2023$6,642.00 (+11.33%)$433,398 (+13.57%) Land $110,000 Building $323,398$433,398 (+13.57%) Land $110,000 Building $323,398
2022$5,966.00$381,629 Land $110,000 Building $271,629$381,629 Land $110,000 Building $271,629

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 41 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies41 in force
Nearby Flood Claims1 (2022)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCUD/SOUTHERN WATER SYS (5 WPS)
serves 80,738 people · EPA ID FL3484119
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T.

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