54805 E 65 Rd, Miami, OK 74354 Property Records

Ottawa County property record for 54805 E 65 Rd, Miami, OK 74354

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,775 sqft · built 2008
Lot Size2.18 acres (94,961 sqft)
Owner2 Individual Names on File
Last Sale$20,000 (Nov 2008)
Tax Bill$2,483 (2025)
Deeds & MortgagesFeb 2017 Mortgage
Apr 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN5350-11-028-022-0-023-01

Property Details

APN / Parcel Number

Primary APN5350-11-028-022-0-023-01
Alternative APN
  • 5185

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,775 sqft Living Area
1st Floor Area1,850 sqft
Upper Floors Area341 sqft

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Architectural StyleTraditional
Exterior MaterialBrick Veneer
Construction TypeBrick
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area94,961 sqft (2.18 acres)
Garage TypeAttached
Garage Area500 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area208 sqft
Shed1 Shed
Shed Area1,500 sqft
Lean-To336 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number5185
Street Address54805 E 65 RD
CityMIAMI
StateOK
Zip74354-3000
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTR OF LAND LTS 6& 7 COM NW COR EASTERLY 6.89 AC E SIDE PAR GOV LOT 6 TH W 665' POB, TH S 322' TH W 295', TH N 322', SEC 11 TW
Legal Range22E
Legal Township28N
Legal Section11
Legal SubdivisionMIAMI MISC. I
Legal Block28
Legal Lot Number22
JurisdictionOTTAWA OK
Township / Civil DivisionMIAMI
Census Block Group1
Census Block1007
Census Tract574300

Owner

Source: Ottawa County records · APN 5350-11-028-022-0-023-01

Assessment roll updated January 29, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address54805 E 65 RD, MIAMI, OK 74354-3000
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 17, 2017Deed of Trust, Mortgage · Conventional Mortgage
WELCH STATE BANK OF WELCH OK
Apr 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
WELCH STATE BANK OF WELCH OK
Nov 21, 2025Deed of Trust, Mortgage · Line of Credit
WELCH STATE BANK OF WELCH OK
Nov 18, 2025Deed of Trust, Mortgage · Line of Credit
WELCH STATE BANK OF WELCH OK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 10, 2008 · Amount on Record
Deed SaleNov 10, 2008 · Amount on Record
Deed Document Number20086516
Deed Book / Page877 / 139
Prior Transfer DateFeb 04, 2005
Prior Transfer Doc000777/659
Record UpdatedSep 20, 2026

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOTTAWA OK
Property Address54805 E 65 RD, MIAMI, OK 74354-3000
Transaction TypeMortgage
Record UpdatedJan 15, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001044/356
DateFeb 17, 2017
Book Page1044/356
Instrument2017-000658
Lender
NameWELCH STATE BANK OF WELCH OK
TypeBank
AddressMIAMI, OK 74355
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2047

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOTTAWA OK
Property Address54805 E 65 RD, MIAMI, OK 74354-3000
Transaction TypeMortgage
Record UpdatedJan 15, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001132/418
DateApr 15, 2021
Book Page1132/418
Instrument2021-001886
Lender
NameWELCH STATE BANK OF WELCH OK
TypeBank
AddressMIAMI, OK 74355
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2051

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOTTAWA OK
Property Address54805 E 65 RD, MIAMI, OK 74354-3000
Transaction TypeMortgage
Record UpdatedJan 15, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address54805 E 66 RD, MAIMI, OK 74354

Mortgage

Document Number001247/453
DateNov 21, 2025
Book Page1247/453
InstrumentI-2025-005649
Lender
NameWELCH STATE BANK OF WELCH OK
TypeBank
AddressMIAMI, OK 74355
Agreement
TypeLine of Credit
AmountAmount Recorded

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOTTAWA OK
Property Address54805 E 65 RD, MIAMI, OK 74354-3000
Transaction TypeMortgage
Record UpdatedJan 15, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address54805 E 65 RD, MIAMI, OK 74354-3000

Mortgage

Document Number001247/209
DateNov 18, 2025
Book Page1247/209
InstrumentI-2025-005544
Lender
NameWELCH STATE BANK OF WELCH OK
TypeBank
AddressMIAMI, OK 74355
Agreement
TypeLine of Credit
AmountAmount Recorded

Tax Assessment & Valuation

Source: Ottawa County records · Assessment roll updated January 29, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyOttawa County
MunicipalityMiami City
Unified School DistrictCommerce Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,483.00 (+0.93%) Homeowner's exemption$26,584 (+3%) Land $534 Building $26,050$317,212 (+2.04%) Land $4,688 Building $312,524
2024$2,460.00 (+13.84%) Homeowner's exemption$25,810 (+3%) Land $534 Building $25,276$310,883 (-) Land $4,688 Building $306,195
2023$2,161.00 (+1.5%) Homeowner's exemption$25,058 (+3%) Land $534 Building $24,524$310,883 (-) Land $4,688 Building $306,195
2022$2,129.00 Homeowner's exemption$24,328 Land $534 Building $23,794$310,883 Land $4,688 Building $306,195

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 13, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims18 (1986–2019)
Claims Outside the SFHA2 of 18
Most Recent ClaimMay 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2019 · 2 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2011 · 4 claims
  • Severe Storms, Flooding, And Tornadoes, Jul 2007 · 6 claims

Wildfire

Wildfire RiskModerate
above 47% of the US · lower than 87% of Oklahoma
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Northeast Rural Services
Fiber
1,000 / 1,000
Wisper ISP
Fixed Wireless
100 / 20
The Junction Internet
Fixed Wireless
100 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Cable One.

Based on FCC filings for 5 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemMIAMI
serves 13,704 people
Water SourceGroundwater
Last State InspectionDec 2022
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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