5480 Silver Birch Ln, Soquel, CA 95073 Property Records

Santa Cruz County property record for 5480 Silver Birch Ln, Soquel, CA 95073

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,681 sqft · built 1979
Lot Size0.556 acres (24,219 sqft)
Owner2 Individual Names on Record
Last Sale$700,000 (Jun 2000)
Tax Bill$13,860 (2025)
Deeds & MortgagesAug 2021 Mortgage
Aug 2022 Line of Credit
+ 4 more
Flood ZoneZone X (minimal risk)
APN037-181-13

Property Details

APN / Parcel Number

Primary APN037-181-13
Alternative APN
  • 037-181-13-000

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,681 sqft Living Area
Gross Area3,212 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleContemporary
Exterior MaterialWood Siding
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area24,219 sqft (0.556 acres)
Garage TypeAttached
Garage Area531 sqft
Parking Spaces2 Parking Spaces
Deck Area427 sqft
Patio Area427 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address5480 SILVER BIRCH LN
CitySOQUEL
StateCA
Zip95073-2846
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-10
Legal SubdivisionPM29 42
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group1
Census Block1026
Census Tract122005

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5480 SILVER BIRCH LN, SOQUEL, CA 95073-2846
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 13, 2021Deed of Trust, Mortgage · Conventional Mortgage
CHERRY CREEK MORTGAGE CO INC
Aug 4, 2022Deed of Trust, Mortgage · Line of Credit
BETHPAGE FCU
Jan 9, 2017Deed of Trust, Mortgage · Line of Credit
WELLS FARGO BANK NA
Dec 1, 2020Affidavit of Death, Transfer
ATTORNEY ONLY
Dec 18, 2018Intrafamily Transfer, Transfer · Conventional Mortgage
CORONA MORTGAGE LLC
Dec 18, 2018Quit Claim Deed, Transfer
FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 21, 2000 · Amount on Record
Deed SaleJun 21, 2000 · Amount on Record
Prior SaleAug 12, 1999 · Amount on Record
Deed Document Number200029938
Last Transfer DateDec 9, 2024
Transfer Doc0000025090
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address5480 SILVER BIRCH LN, SOQUEL, CA 95073-2846
Transaction TypeMortgage
Record UpdatedMay 30, 2023
Title CompanyBOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address5480 SILVER BIRCH LN, SOQUEL, CA 95073-2846

Mortgage

Document Number0000042495
DateAug 13, 2021
Instrument2021-0042495
Lender
NameCHERRY CREEK MORTGAGE CO INC
TypeMortgage Company
AddressENGLEWOOD, CO 80111
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address5480 SILVER BIRCH LN, SOQUEL, CA 95073-2846
Transaction TypeMortgage
Record UpdatedMay 30, 2023
Title CompanyMEMBERS TITLE COMPANY/CA INC, MEMBERS TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

NameVerified Name
Address5480 SILVER BIRCH LN, SOQUEL, CA 95073-2846

Mortgage

Document Number0000022454
DateAug 4, 2022
Instrument2022-0022454
Lender
NameBETHPAGE FCU
TypeCredit Union
AddressBETHPAGE, NY 11714
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueJul 28, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address5480 SILVER BIRCH LN, SOQUEL, CA 95073-2846
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000945
DateJan 9, 2017
Instrument2017-0000945
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 28, 2047

December 2020: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionSANTA CRUZ CA
Recording DateDec 1, 2020
Property Address5480 SILVER BIRCH LN, SOQUEL, CA 95073-2846
Document Number0000051353
Instrument DateOct 27, 2020
Instrument51353
Transaction TypeTransfer
Record UpdatedDec 16, 2020
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
AddressPO BOX 1535 CAPITOLA CA 950101535, CAPITOLA, CA 95010-1535

December 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateDec 18, 2018
Property Address5480 SILVER BIRCH LN, SOQUEL, CA 95073-2846
Document Number0000037615
Map ReferenceVOL 29 PG 42
Instrument DateDec 12, 2018
Instrument2018-0037615
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address5480 SILVER BIRCH LN, SOQUEL, CA 95073-2846

Mortgage

Document Number0000037616
DateDec 18, 2018
Instrument2018-0037616
Lender
NameCORONA MORTGAGE LLC
TypeMortgage Company
AddressCORONA, CA 92880
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2049

December 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ CA
Recording DateDec 18, 2018
Property Address5480 SILVER BIRCH LN, SOQUEL, CA 95073-2846
Document Number0000037652
Instrument DateDec 12, 2018
Instrument37652
Transaction TypeTransfer
Record UpdatedJan 18, 2019
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address5480 SILVER BIRCH LN SOQUEL CA 950732846, SOQUEL, CA 95073-2846

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Secondary School DistrictSanta Cruz City High School District (9-12) (09 - 12)
Elementary School DistrictSoquel Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,097,412 (+2%) Land $548,706 Building $548,706
2025$13,860.00 (+9.73%) Homeowner's exemption$1,075,894 (+4.04%) Land $537,947 Building $537,947
2023$12,631.00 (+1.23%) Homeowner's exemption$1,034,116 Land $517,058 Building $517,058$1,435,050
2022$12,477.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOQUEL CREEK WATER DISTRICT
serves 40,962 people · EPA ID CA4410017
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 617 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250

May also be available: Cruzio, Etheric Networks, Surfnet Communications, Verizon.

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