5480 Rutledge Rd, Virginia Beach, VA 23464 Property Records

Virginia Beach City property record for 5480 Rutledge Rd, Virginia Beach, VA 23464

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,800 sqft · built 1976
Lot Size	0.198 acres (8,642 sqft)
Owner	2 Individual Names on Record
Last Sale	$365,000 (Apr 2023)
Tax Bill	$3,616 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage
APN	`1465-12-2687`

Property Details

APN / Parcel Number

Primary APN	`1465-12-2687`
Alternative APN	`146-512-26870-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,800 sqft Living Area
Gross Area	2,125 sqft
1st Floor Area	1,800 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,642 sqft (0.198 acres)
Garage Type	Attached
Garage Area	325 sqft
Parking Spaces	1 Parking Space
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Old Parcel Number	1465-12-2687
Street Address	5480 RUTLEDGE RD
City	VIRGINIA BEACH
State	VA
Zip	23464-7012
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R75
Legal Description	CHARLESTOWNE SEC 1 PT 1 LOT 5 BK E
Legal Subdivision	CHARLESTOWNE
Legal Block	E
Legal Lot Number	5
Jurisdiction	VIRGINIA BEACH CITY VA
Township / Civil Division	VIRGINIA BEACH
Census Block Group	1
Census Block	1003
Census Tract	46222

Owner

Source: Virginia Beach City records, as of March 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5480 RUTLEDGE RD, VIRGINIA BEACH, VA 23464-7012
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2023 · Amount on Record
Deed Sale	Apr 18, 2023 · Amount on Record
Prior Sale	Dec 13, 2011 · Amount on Record
Deed Document Number	202312982
Record Updated	Sep 20, 2026

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	VIRGINIA BEACH CITY VA
Recording Date	Apr 18, 2023
Property Address	5480 RUTLEDGE RD, VIRGINIA BEACH, VA 23464-7012
Document Number	0000002982
Map Reference	MB 102 PG 46
Instrument Date	Apr 15, 2023
Instrument	202303012982
Transaction Type	Transfer
Record Updated	Apr 28, 2023
Title Company	BARRISTER TITLE SERVICES, BARRISTERS STLMT & TTL AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$365.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5480 RUTLEDGE RD, VIRGINIA BEACH, VA 23464-7012

Mortgage

Document Number	0000002983
Date	Apr 18, 2023
Instrument	202303012983

Lender

Name	TIDEWATER MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Tax Assessment & Valuation

Source: Virginia Beach City assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Virginia Beach City
Unified School District	Virginia Beach City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,616.00 (+4.15%)	$372,800 (+20.8%) Land $157,500 Building $215,300	$372,800 (+20.8%) Land $157,500 Building $215,300
2024	$3,472.00 (+13.65%)
2023	$3,055.00	$308,600 Land $140,000 Building $168,600	$308,600 Land $140,000 Building $168,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VIRGINIA BEACH serves 437,994 people · EPA ID VA3810900
Water Source	Purchased surface water from CITY OF NORFOLK
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20