5480 Rutgers Rd, La Jolla, CA 92037 Property Records

San Diego County property record for 5480 Rutgers Rd, La Jolla, CA 92037 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	5.5 Baths
Year Built	Built 1991
Square Footage	6,220 sqft Living Area
Lot Size	10,030 sqft (0.23 acres)
Occupancy	Owner Occupied
Last Sale	$4,300,000 (2024)
Tax Bill	$54,359.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`358-521-07-00`

Interior

Bedrooms	4 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Building Area	6,220 sqft Living Area
Stories	2 Stories

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Lot Area	10,030 sqft (0.23 acres)
Parking Spaces	3 Parking Spaces
Garage Type	Carport
Carport	Carport
View / Lot	Good

Location & Zoning

Street Address	5480 RUTGERS RD
City	LA JOLLA
State	CA
Zip	92037-7819
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 TR 012339
Legal Subdivision	LA JOLLA PALISADES
Legal Tract	012339
Legal Block	3
Legal Lot Number	7
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3004
Census Tract	8310

Owner

Source: San Diego County records · APN 358-521-07-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5480 RUTGERS RD, LA JOLLA, CA 92037-7819
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 19, 2024 · Amount on Record
Deed Sale	Nov 19, 2024 · Amount on Record
Prior Sale	Jun 02, 1992 · Amount on Record
Deed Document Number	2024321333
Prior Transfer Date	Nov 12, 2024
Prior Transfer Doc	0000321332
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	5480 RUTGERS RD, LA JOLLA, CA 92037-7819
Transaction Type	Mortgage
Record Updated	May 20, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5480 RUTGERS RD, LA JOLLA, CA 92037-7819

Mortgage

Document Number	0000208108
Date	May 13, 2022
Instrument	2022-0208108

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 10, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Diego City
Unified School District	San Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value
2026		$4,386,000 (+2%) Land $3,366,000 Building $1,020,000
2025	$54,359.00 (+113.73%)	$4,300,000 (+106.69%) Land $3,300,000 Building $1,000,000
2023	$25,434.00 (+2.74%) Homeowner's exemption	$2,080,424 Land $1,019,816 Building $1,060,608
2022	$24,756.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.