James City County property record for 5480 Olde Towne Rd, Williamsburg, VA 23188
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,826 sqft · built 1990 |
| Lot Size | 0.239 acres (10,454 sqft) |
| Owner | Individual Name on File |
| Last Sale | $94,000 (Nov 1998) |
| Tax Bill | $2,094 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Jan 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-4 05-0-0004 |
| Primary APN | 32-4 05-0-0004 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 1,826 sqft Living Area |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Material | Fiberglass |
| Lot Area | 10,454 sqft (0.239 acres) |
| Porch | Open Porch |
| Porch Area | 14 sqft |
| Patio Area | 111 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 18187 |
|---|---|
| Street Address | 5480 OLDE TOWNE RD |
| City | WILLIAMSBURG |
| State | VA |
| Zip | 23188-1914 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 GENERAL RESIDENTIAL |
| Legal Description | L-4 GREYHOUND ESTATES |
| Legal Subdivision | GREYHOUND ESTATES |
| Legal Lot Number | 4 |
| Jurisdiction | JAMES CITY VA |
| Township / Civil Division | JAMESTOWN |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 80205 |
5480 Olde Towne Rd is owned and occupied by an individual who bought it in November 1998.
Source: James City County records, as of November 17, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5480 OLDE TOWNE RD, WILLIAMSBURG, VA 23188-1914 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jan 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Feb 1, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 2, 1998 · Amount on File |
| Deed Sale | Nov 2, 1998 · Amount on File |
| Deed Document Number | 980021014 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Property Address | 5480 OLDE TOWNE RD, WILLIAMSBURG, VA 23188-1914 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2021 |
| Title Company | LAWYERS TITLE REALTY SERVICES INC, LAWYERS TITLE REALTY SVCS |
| Name | Verified Name |
|---|
| Document Number | 210022080 |
|---|---|
| Date | Nov 8, 2021 |
| Instrument | 210022080 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 253 Months |
| Due | Dec 1, 2042 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Property Address | 5480 OLDE TOWNE RD, WILLIAMSBURG, VA 23188-1914 |
| Document Number | 0000001421 |
| Instrument Date | Jan 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 5480 OLDE TOWNE RD WILLIAMSBURG VA 231881914, WILLIAMSBURG, VA 23188-1914 |
| Document Number | 0000001421 |
|---|---|
| Date | Jan 30, 2020 |
| Instrument | 1421 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 29, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.99% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Property Address | 5480 OLDE TOWNE RD, WILLIAMSBURG, VA 23188-1914 |
| Document Number | 0000002843 |
| Instrument Date | Feb 1, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2018 |
| Name | Verified Name |
|---|
| Document Number | 0000002843 |
|---|---|
| Date | Feb 6, 2018 |
| Instrument | 2843 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 5, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.38% |
The 2025 property tax bill for 5480 Olde Towne Rd was $2,094, up 6.4% from the year before.
Source: James City County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | James City County |
| Unified School District | James City County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,094.00 (+6.4%) | $252,400 Land $58,800 Building $193,600 | $252,400 Land $58,800 Building $193,600 |
| 2024 | $1,968.00 (+14.62%) | ||
| 2023 | $1,717.00 | $206,900 Land $46,400 Building $160,500 | $206,900 Land $46,400 Building $160,500 |
| 2022 | $1,717.00 | ||
| 2019 | $1,610.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5480 Olde Towne Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5480 Olde Towne Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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