Contra Costa County property record for 5480 Cerro Sur, Richmond, CA 94803
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,737 sqft · built 1990 |
| Lot Size | 0.174 acres (7,592 sqft) |
| Owner | 2 Individuals on Record |
| Last Sale | $480,000 (Jan 2004) |
| Tax Bill | $10,854 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Apr 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 432-181-027-9 |
| Primary APN | 432-181-027-9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,737 sqft Living Area |
| 1st Floor Area | 963 sqft |
| 2nd Floor Area | 774 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Cluster |
| Lot Area | 7,592 sqft (0.174 acres) |
| Garage Type | Attached |
| Garage Area | 431 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Central |
|---|
| Street Address | 5480 CERRO SUR |
|---|---|
| City | EL SOBRANTE |
| State | CA |
| Zip | 94803-3873 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T6728 L14 |
| Legal Subdivision | SUBDIVISION 6728 |
| Legal Tract | 6728 |
| Legal Lot Number | 14 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | BRIONES |
| Census Block Group | 1 |
| Census Block | 1113 |
| Census Tract | 356002 |
Source: Contra Costa County assessment roll, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individuals on Record |
|---|---|
| Mailing Address | 5480 CERRO SUR, EL SOBRANTE, CA 94803-3873 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Apr 23, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Aug 23, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 7, 2004 · Amount on Record |
| Deed Sale | Jan 7, 2004 · Amount on Record |
| Deed Document Number | 20044889 |
| Prior Transfer Date | May 6, 2003 |
| Prior Transfer Doc | 0000223195 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 5480 CERRO SUR, RICHMOND, CA 94803-3873 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 5480 CERRO SUR, EL SOBRANTE, CA 94803-3873 |
| Document Number | 0000239847 |
|---|---|
| Date | Aug 26, 2021 |
| Instrument | 2021-239847 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 5480 CERRO SUR, RICHMOND, CA 94803-3873 |
| Document Number | 0000060526 |
| Instrument Date | Apr 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2019 |
| Title Company | NORTH AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5480 CERRO SUR EL SOBRANTE CA 948033873, EL SOBRANTE, CA 94803-3873 |
| Document Number | 0000060526 |
|---|---|
| Date | Apr 30, 2019 |
| Instrument | 60526 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 29, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 5480 CERRO SUR, RICHMOND, CA 94803-3873 |
| Document Number | 0000137663 |
| Instrument Date | Aug 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 7, 2018 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5480 CERRO SUR RICHMOND CA 948033873, RICHMOND, CA 94803-3873 |
| Document Number | 0000137663 |
|---|---|
| Date | Aug 28, 2018 |
| Instrument | 137663 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 27, 2048 |
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Richmond City |
| Unified School District | West Contra Costa Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $696,089 (+2%) Land $338,183 Building $357,906 | |
| 2025 | $10,854.00 (+4.52%) Homeowner's exemption | $682,441 (+4.04%) Land $331,552 Building $350,889 |
| 2023 | $10,385.00 (+1.41%) Homeowner's exemption | $655,942 Land $318,678 Building $337,264 |
| 2022 | $10,241.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 1 (2023) |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 44% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T DSL | 100 / 20 |
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