5480 4th St, Hokes Bluff (Gadsden), AL 35903 Property Records

Etowah County property record for 5480 4th St, Hokes Bluff, AL 35903

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,408 sqft · built 2002
Lot Size	0.75 acres (32,550 sqft)
Owner	2 Individual Names on Record
Last Sale	$133,000 (Oct 2019)
Tax Bill	$765 (2025)
Deeds & Mortgages	Mar 2021 Sale Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-06-14-0-001-096.000`

Property Details

APN / Parcel Number

Primary APN	`14-06-14-0-001-096.000`
Alternative APNs	`252969` `28105`

Interior

Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,408 sqft Living Area
1st Floor Area	1,408 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	32,550 sqft (0.75 acres)
Lot Dimensions	210 ft deep x 155 ft wide
Utility Building	400 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	252969
Street Address	5480 4TH ST
City	GADSDEN
State	AL
Zip	35903-4861
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H/S BASE YEAR - LT 156.1 S X 200.63 X 158.21 S X 200.87 LYING IN SE1/4 NW1/4 & SW1/4 NE1/4 N OF FOURTH ST HOKES BLUFF 14-12-7 D-2001-1220,D-2001-4805,D-2003-5875,D-2019-3491396(ROS) D-2021-3517769(ROS)
Legal Range	7E
Legal Township	12S
Legal Section	14
Jurisdiction	ETOWAH AL
Township / Civil Division	HOKES BLUFF
Census Block Group	2
Census Block	2030
Census Tract	10601

Owner

Source: Etowah County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5480 4TH ST, GADSDEN, AL 35903-4861
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2021	Warranty Deed, Transfer
Oct 2, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage FIRST EQUITY HOME LOAN INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2019 · Amount on Record
Deed Sale	Oct 2, 2019 · Amount on Record
Deed Document Number	20193491396
Record Updated	Sep 20, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ETOWAH AL
Recording Date	Mar 17, 2021
Property Address	5480 4TH ST, HOKES BLUFF, AL 35903-4861
Document Number	0003517769
Instrument Date	Mar 15, 2021
Instrument	3517769
Transaction Type	Transfer
Record Updated	Mar 1, 2024

Transaction

Amount	Amount Recorded
Tax	$173.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11391 ROCKY FORD RD, PIEDMONT, AL 36272-8219

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5480 4TH ST, HOKES BLUFF, AL 35903-4861
Investor	Possibly a Property Investor

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ETOWAH AL
Recording Date	Oct 2, 2019
Property Address	5480 4TH ST, HOKES BLUFF, AL 35903-4861
Document Number	3491396
Instrument Date	Sep 30, 2019
Instrument	3491396
Transaction Type	Transfer
Record Updated	Sep 13, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5480 4TH ST, 5480, HOKES BLUFF, AL 35903-4861

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5480 4TH ST, HOKES BLUFF, AL 35903-4861

Mortgage

Document Number	3491397
Date	Oct 2, 2019
Instrument	3491397

Lender

Name	FIRST EQUITY HOME LOAN INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Etowah County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Etowah County
Municipality	Hokes Bluff City
Unified School District	Etowah County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$765.00 Homeowner's exemption	$18,680 (-) Land $1,860 Building $16,820	$186,800 (-) Land $18,600 Building $168,200
2023	Homeowner's exemption Additional exemption filed	$18,680 (+20.21%) Land $1,860 Building $16,820	$186,800 (+20.21%) Land $18,600 Building $168,200
2022	$513.00 Homeowner's exemption Senior Citizen's exemption	$15,540 Land $1,860 Building $13,680	$155,400 Land $18,600 Building $136,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 60% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOKES BLUFF WATER BOARD serves 5,536 people · EPA ID AL0000581
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Xfinity.

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