Essex County and Rowley Town property record for 548 Wethersfield St, Rowley, MA 01969
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 40.3 acres (1,757,969 sqft) |
| Owner | Company Name on File |
| Last Sale | $2,000,000 (Sep 2023) |
| Tax Bill | $9,347 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Sep 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | ROWL M:0011 B:0004 L:0000 |
| Primary APN | ROWL M:0011 B:0004 L:0000 |
|---|
| Lot Area | 1,757,969 sqft (40.3 acres) |
|---|
| Street Address | 548 WETHERSFIELD ST |
|---|---|
| City | ROWLEY |
| State | MA |
| Zip | 01969-1603 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Block | 4 |
| Jurisdiction | ROWLEY MA |
| Township / Civil Division | ROWLEY |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 270100 |
Source: Essex County and Rowley Town records · APN ROWL M:0011 B:0004 L:0000
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3 BRIGHTON ST, BELMONT, MA 02478-4007 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| May 27, 2026 | Deed of Trust, Mortgage TRUST BANK |
| Sep 21, 2023 | Deed of Trust, Mortgage · Stand-Alone First Mortgage CYNTHIA H LUCIA |
| Sep 21, 2023 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage NORTH SHORE BANK |
| Jun 17, 2020 | Correction Deed NOT AVAILABLE |
| Jun 17, 2020 | Correction Deed NOT AVAILABLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 21, 2023 · Amount on Record |
| Deed Sale | Sep 21, 2023 · Amount on Record |
| Deed Document Number | 2023710 |
| Deed Book / Page | 41770 / 346 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWLEY MA |
| Recording Date | May 27, 2026 |
| Property Address | 548 WETHERSFIELD ST, ROWLEY, MA 01969-1603 |
| Document Number | 043406-487 |
| Book / Page | 43406 / 487 |
| Instrument Date | May 22, 2026 |
| Instrument | 20261270 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000001270, |
|---|---|
| Date | May 27, 2026 |
| Book Page | 43406/487 |
| Instrument | 20261270 |
| Name | TRUST BANK |
|---|
| Amount | Amount Recorded |
|---|
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWLEY MA |
| Property Address | 548 WETHERSFIELD ST, ROWLEY, MA 01969-1603 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2025 |
| Name | Verified Name |
|---|
| Document Number | 041771-264 |
|---|---|
| Date | Sep 21, 2023 |
| Book Page | 41771/264 |
| Instrument | 20230921001640 |
| Name | CYNTHIA H LUCIA |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ROWLEY MA |
| Recording Date | Sep 21, 2023 |
| Property Address | 548 WETHERSFIELD ST, ROWLEY, MA 01969-1603 |
| Document Number | 041770-346 |
| Book / Page | 41770 / 346 |
| Instrument Date | Sep 19, 2023 |
| Instrument | 20230921000710 |
| Transaction Type | Transfer |
| Record Updated | Oct 09, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 BRIGHTON ST, BELMONT, MA 02478-4007 |
| Document Number | 230921000790 |
|---|---|
| Date | Sep 21, 2023 |
| Instrument | 230921000790 |
| Name | NORTH SHORE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 041771-225 |
|---|---|
| Date | Sep 21, 2023 |
| Book Page | 41771/225 |
| Instrument | 20230921001630 |
| Name | NORTH SHORE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | ROWLEY MA |
| Recording Date | Jun 17, 2020 |
| Property Address | 548 WETHERSFIELD ST, ROWLEY, MA 01969-1603 |
| Document Number | 38622-355 |
| Book / Page | 038622 / 000355 |
| Instrument Date | Jun 02, 2020 |
| Instrument | 17004490 |
| Record Updated | Jul 07, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16 MILL RD ROWLEY MA 019692202, ROWLEY, MA 01969-2202 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | ROWLEY MA |
| Recording Date | Jun 17, 2020 |
| Property Address | 548 WETHERSFIELD ST, ROWLEY, MA 01969-1603 |
| Document Number | 38622-353 |
| Book / Page | 038622 / 000353 |
| Instrument Date | May 27, 2020 |
| Instrument | 17004480 |
| Record Updated | Jul 07, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16 MILL RD ROWLEY MA 019692202, ROWLEY, MA 01969-2202 |
Source: Essex County and Rowley Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Rowley Town |
| Unified School District | Triton School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $9,347.00 (+2.13%) | $794,100 (+4.98%) Land $794,100 |
| 2024 | $9,152.00 (+84.48%) | $756,400 (+98.53%) Land $756,400 |
| 2023 | $4,961.00 | $381,000 Land $381,000 |
Source: FEMA National Flood Hazard Layer, Essex County (25009C), as of July 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber | 980 / 880 |
Based on FCC filings for 58 locations within half a mile of this property.
5G and 4G LTE (outdoors only)
Source: EPA Safe Drinking Water Information System, water system MA3254000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ROWLEY WATER DEPARTMENT serves 6,161 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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