548 W Twincourt Trl, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 548 W Twincourt Trl, Saint Augustine, FL 32095

Property Summary

Property Type	Commercial
Details	5,589 sqft · built 2016
Lot Size	0.96 acres (41,817 sqft)
Owner	Company Name on Record
Last Sale	$2,125,000 (Aug 2019)
Tax Bill	$28,247 (2025)
Deeds & Mortgages	Apr 2019 Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`027090-0070`

Property Details

APN / Parcel Number

Primary APN	`027090-0070`

Interior

Plumbing Fixtures	24 Plumbing Fixtures
Stories	1 Story
Building Area	5,589 sqft Gross Area
1st Floor Area	5,589 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Fire Resistance	Masonry Walls, Wood Interior
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	41,817 sqft (0.96 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	548 W TWINCOURT TRL
City	SAINT AUGUSTINE
State	FL
Zip	32095-8881
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	PUD
Legal Description	2-7 PT OF GL 1 LYING S OF INTERNATIONAL GOLF PARKWAY - SOUTHEAST QUADRANT PARCEL 7 OR4770/380
Legal Range	28E
Legal Township	06S
Legal Section	14
Legal Subdivision	PART SOUTHEAST PRCL 7
Legal Lot Number	2-7
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1010
Census Tract	20904

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	473 TREE SIDE LN, PONTE VEDRA, FL 32081-5741
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2019	Deed of Trust, Mortgage · Commercial Mortgage UNITED COMMUNITY BANK
Aug 1, 2019	Special Warranty Deed, Transfer · Commercial Mortgage CENTERSTATE BANK OF FLORIDA NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2019 · Amount on Record
Deed Sale	Aug 1, 2019 · Amount on Record
Prior Sale	Dec 23, 2013 · Amount on Record
Deed Document Number	201956041
Deed Book / Page	4770 / 380
Record Updated	Jun 8, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	548 W TWINCOURT TRL, SAINT AUGUSTINE, FL 32095-8881
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047041058
Date	Apr 4, 2019
Book Page	4704/1058
Instrument	2019022917

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	GREENVILLE, SC 29601

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Aug 1, 2019
Property Address	548 W TWINCOURT TRL, SAINT AUGUSTINE, FL 32095-8881
Document Number	0047700380
Book / Page	4770 / 0380
Instrument Date	Jul 31, 2019
Instrument	2019056041
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$14,875.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	109 N ROSCOE BLVD, 109, PONTE VEDRA BEACH, FL 32082-3209

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	473 TREE SIDE LN, PONTE VEDRA, FL 32081-5741

Mortgage

Document Number	0004770393
Date	Aug 1, 2019
Instrument	4770/393

Lender

Name	CENTERSTATE BANK OF FLORIDA NA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,045,283 (-2.48%) Land $878,766 Building $1,166,517	$2,045,283 (-2.48%) Land $878,766 Building $1,166,517
2025	$28,247.00 (+18.12%)	$2,097,303 (+12.18%)	$2,097,303 (+12.18%) Land $878,766 Building $1,218,537
2024	$23,913.00 (+4.67%)
2023	$22,846.00 (+12.34%)	$1,869,646 (+17.66%)	$1,869,646 (+17.66%) Land $790,889 Building $1,078,757
2022	$20,336.00	$1,589,056	$1,589,056 Land $627,690 Building $961,366

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 97 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	97 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471
Water Source	Groundwater
Last State Inspection	Jun 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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