Vance County property record for 548 W Spring St, Henderson, NC 27536
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,488 sqft · built 1965 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $209,000 (May 2026) |
| Tax Bill | $1,586 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Jan 2026 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 0022 02002 |
| Primary APN | 0022 02002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,488 sqft Finished Area |
| Basement Area | 372 sqft |
| Unfinished Basement | 372 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Roof Type | Hip |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Width | 100 ft Width |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 5243 |
|---|---|
| Street Address | 548 W SPRING ST |
| City | HENDERSON |
| State | NC |
| Zip | 27536-3272 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HR6 |
| Legal Description | 548 W SPRING ST |
| Legal Block | 02 |
| Jurisdiction | VANCE NC |
| Township / Civil Division | HENDERSON |
| Census Block Group | 5 |
| Census Block | 5001 |
| Census Tract | 960500 |
Source: Vance County records, as of June 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 548 W SPRING ST, HENDERSON, NC 27536-3272 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 29, 2026 | Warranty Deed, Transfer · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jan 23, 2026 | Warranty Deed, Transfer · Line of Credit CAROLINE SANGUILY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 29, 2026 · Amount on Record |
| Deed Sale | May 29, 2026 · Amount on Record |
| Prior Sale | Jan 23, 2026 · Amount on Record |
| Deed Document Number | 20261805 |
| Deed Book / Page | 1478 / 368 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VANCE NC |
| Recording Date | May 29, 2026 |
| Property Address | 548 W SPRING ST, HENDERSON, NC 27536-3272 |
| Document Number | 0000001805 |
| Book / Page | 1478 / 368 |
| Instrument Date | Apr 27, 2026 |
| Instrument | 20261805 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2026 |
| Title Company | KEY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $42,218.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 548 W SPRING ST, HENDERSON, NC 27536-3272 |
| Document Number | 0000001806, |
|---|---|
| Date | May 29, 2026 |
| Instrument | 20261806 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VANCE NC |
| Recording Date | Jan 23, 2026 |
| Property Address | 548 W SPRING ST, HENDERSON, NC 27536-3272 |
| Document Number | 001473/440 |
| Book / Page | 1473 / 440 |
| Instrument Date | Dec 23, 2025 |
| Instrument | 288 |
| Transaction Type | Transfer |
| Record Updated | Feb 5, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $110.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12903 GASTON CT, BRANDYWINE, MD 20613-5699 |
| Name | Verified Name |
|---|---|
| Address | 4308 OLD CHAPEL HILL RD, DURHAM, NC 27707-5039 |
| Investor | Possibly a Property Investor |
| Document Number | 0000000289 |
|---|---|
| Date | Jan 23, 2026 |
| Instrument | 289 |
| Name | CAROLINE SANGUILY |
|---|---|
| Type | Private Party |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 25 Months |
| Due | Feb 1, 2028 |
Source: Vance County assessment roll, as of August 5, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Vance County |
| Municipality | Henderson City |
| Unified School District | Vance County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,586.00 (+108.14%) | $105,729 (+169.85%) Land $10,365 Building $95,364 | $105,729 (+169.85%) Land $10,365 Building $95,364 |
| 2023 | $762.00 | $39,181 Land $6,120 Building $33,061 | $39,181 Land $6,120 Building $33,061 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HENDERSON-KERR LAKE REG WTR serves 14,937 people · EPA ID NC0291010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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