548 W Hwy U, Troy, MO 63379 Property Records

Lincoln County property record for 548 W Hwy U, Troy, MO 63379

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,811 sqft · built 2020
Lot Size2.9 acres (126,324 sqft)
Owner2 Individual Names on File
Tax Bill$3,084 (2025)
Deeds & MortgagesFeb 2020 Construction Loan
Flood ZoneZone X (minimal risk)
APN19-40-17-000-000-018.001

Property Details

APN / Parcel Number

Primary APN19-40-17-000-000-018.001

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,811 sqft Living Area
Basement Area1,811 sqft
FlooringCombination, Other
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Architectural StyleRanch
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area126,324 sqft (2.9 acres)
Garage Area832 sqft
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address548 W HIGHWAY U
CityTROY
StateMO
Zip63379-3721
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description2.90 AC IN THE E PT OF THE SWSE OF SEC 17 - HWY U
JurisdictionLINCOLN MO
Township / Civil DivisionCLARK
Census Block Group2
Census Block2001
Census Tract810203

Owner

548 W Hwy U is owned and occupied by two individuals.

Source: Lincoln County records, as of December 1, 2025

Owner of Record2 Individual Names on File
Mailing Address548 W HIGHWAY U, TROY, MO 63379-3721
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedJun 8, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN MO
Property Address548 W HIGHWAY U, TROY, MO 63379-3721
Transaction TypeMortgage
Record UpdatedMar 7, 2023
Title CompanyTITLE PARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002443/105
DateFeb 3, 2020
Book Page2443/105
Instrument2020001102
Lender
NameBANK OF OLD MONROE
TypeBank
AddressOLD MONROE, MO 63369
Agreement
TypeConstruction Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 548 W Hwy U was $3,084.

Source: Lincoln County assessment roll, as of June 1, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyLincoln County
Unified School DistrictTroy R-III School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,084.00$50,458 Land $4,427 Building $46,031$265,570 Land $23,300 Building $242,270
2023$2,898.00 (+5.04%)$46,778 Land $4,085 Building $42,693$246,200 Land $21,500 Building $224,700
2022$2,759.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 548 W Hwy U in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2018

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 548 W Hwy U is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gateway Fiber
Fiber
2,000 / 2,000

May also be available: Spectrum, Systec Wireless Communications.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on W Hwy U

Nearby Streets

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