548 W Charles St, Matthews, NC 28105 Property Records

Mecklenburg County property record for 548 W Charles St, Matthews, NC 28105

Property Summary

Property Type	General Industrial
Details	3,040 sqft · built 1969
Lot Size	0.454 acres (19,776 sqft)
Owner	Company Name on Record
Last Sale	$385,000 (Jul 2017)
Tax Bill	$3,723 (2024)
Deeds & Mortgages	Aug 2024 Line of Credit Feb 2024 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`193-251-48`

Property Details

APN / Parcel Number

Primary APN	`193-251-48`

Interior

Stories	1 Story
Building Area	3,040 sqft Gross Area
1st Floor Area	1,760 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1990
Exterior Material	Metal
Construction Type	Steel Frame
Roof Material	Metal
Lot Area	19,776 sqft (0.454 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	548 W CHARLES ST
City	MATTHEWS
State	NC
Zip	28105-1701
Property Category	Industrial
Property Type	Industrial > General Industrial
Local Zoning Code	I-1
Legal Description	L2 M59-295
Legal Subdivision	548 WEST CHARLES STREET
Legal Block	1
Legal Lot Number	2
Jurisdiction	MECKLENBURG NC
Township / Civil Division	13, MORNING STAR
Census Block Group	3
Census Block	3014
Census Tract	5866

Owner

Source: Mecklenburg County records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	548 W CHARLES ST, MATTHEWS, NC 28105-1701
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2024	Deed of Trust, Mortgage · Line of Credit DOGWOOD STATE BANK
Feb 28, 2024	Special Warranty Deed, Transfer
Jul 26, 2017	Warranty Deed, Subdivision Related Transfer · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2017 · Amount on Record
Deed Sale	Jul 26, 2017 · Amount on Record
Deed Document Number	2017100569
Deed Book / Page	31994 / 933
Record Updated	Sep 20, 2026

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	548 W CHARLES ST, MATTHEWS, NC 28105-1701
Transaction Type	Mortgage
Record Updated	May 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3130 MAYFIELD AVE, CHARLOTTE, NC 28209-1817

Mortgage

Document Number	0000073162
Date	Aug 5, 2024
Book Page	38987/295
Instrument	2024073162

Lender

Name	DOGWOOD STATE BANK
Type	Bank
Address	CHARLOTTE, NC 28209

Agreement

Type	Line of Credit
Amount	Amount Recorded

February 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Feb 28, 2024
Property Address	548 W CHARLES ST, MATTHEWS, NC 28105-1701
Document Number	0000016881
Book / Page	38656 / 347
Map Reference	MB 59 PG 295
Instrument Date	Feb 27, 2024
Instrument	2024016881
Transaction Type	Transfer
Record Updated	May 22, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3130 MAYFIELD AVE, CHARLOTTE, NC 28209-1817

July 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jul 26, 2017
Property Address	548 W CHARLES ST, MATTHEWS, NC 28105-1701
Document Number	0000100569
Book / Page	031994 / 000933
Instrument Date	Jul 25, 2017
Instrument	100569
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$770.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	3130 MAYFIELD AVE CHARLOTTE NC 282091817, CHARLOTTE, NC 28209-1817

Mortgage

Document Number	100570
Date	Jul 26, 2017
Book Page	031994/000935
Instrument	100570

Lender

Name	BRANCH BK&TR
Type	Bank
Address	CHARLOTTE, NC 28203-5006

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Matthews Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$496,700 (-) Land $329,500 Building $167,200	$496,700 (-) Land $329,500 Building $167,200
2024	$3,723.00 (-17.8%)
2023	$4,529.00	$496,700 Land $329,500 Building $167,200	$496,700 Land $329,500 Building $167,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Google Fiber, Ripple Fiber, T-Mobile.

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