Oconee County property record for 548 Sunset Point Dr, West Union, SC 29696
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,541 sqft · built 2007 |
| Lot Size | 0.05 acres (2,178 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $595,000 (Sep 2020) |
| Tax Bill | $2,142 (2025) |
| Deeds & Mortgages | Jul 2023 Transfer Mar 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 178-05-01-074 |
| Primary APN | 178-05-01-074 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 3 Stories |
| Building Area | 2,541 sqft Living Area |
| 1st Floor Area | 848 sqft |
| Basement Area | 848 sqft |
| Finished Basement | 848 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Townhouse |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 2,178 sqft (0.05 acres) |
| Garage Type | Attached |
| Garage Area | 330 sqft |
| Porch | Open Porch |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 19852 |
|---|---|
| Street Address | 548 SUNSET POINT DR |
| City | WEST UNION |
| State | SC |
| Zip | 29696-3940 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 74 STONELEDGE @ LAKE KEOWEE (.054 AC) |
| Legal Subdivision | KEOWEE |
| Legal Block | 1 |
| Legal Lot Number | 74 |
| Jurisdiction | OCONEE SC |
| Township / Civil Division | WALHALLA |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 30302 |
548 Sunset Point Dr is owner-occupied and held in a trust since July 2023.
Source: Oconee County records, as of November 17, 2025
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 548 SUNSET POINT DR, WEST UNION, SC 29696-3940 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 20, 2023 | Intrafamily Transfer, Transfer |
| Mar 14, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Sep 14, 2020 | Grant Deed, Transfer · Conventional Mortgage QUICKEN LNS |
| Sep 9, 2020 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 14, 2020 · Amount on File |
| Deed Sale | Sep 14, 2020 · Amount on File |
| Deed Document Number | 20204256 |
| Deed Book / Page | 2604 / 329 |
| Last Transfer Date | Jul 17, 2023 |
| Transfer Doc | 0000000766 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OCONEE SC |
| Recording Date | Jul 20, 2023 |
| Property Address | 548 SUNSET POINT DR, WEST UNION, SC 29696-3940 |
| Document Number | 0000000766 |
| Book / Page | 2964 / 247 |
| Map Reference | MB B121 PG 7&8 |
| Instrument Date | Jul 17, 2023 |
| Instrument | 766 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 548 SUNSET POINT DR, WEST UNION, SC 29696-3940 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCONEE SC |
| Property Address | 548 SUNSET POINT DR, WEST UNION, SC 29696-3940 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2022 |
| Name | Verified Name |
|---|---|
| Address | 548 SUNSET POINT DR, WEST UNION, SC 29696-3940 |
| Document Number | 0000014473 |
|---|---|
| Date | Mar 14, 2022 |
| Book Page | 4303/43 |
| Instrument | 14473 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OCONEE SC |
| Recording Date | Sep 14, 2020 |
| Property Address | 548 SUNSET POINT DR, WEST UNION, SC 29696-3940 |
| Document Number | 0026040329 |
| Book / Page | 002604 / 000329 |
| Instrument Date | Sep 9, 2020 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,202.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 548 SUNSET POINT DR WEST UNION SC 296963940, WEST UNION, SC 29696-3940 |
| Document Number | 40200108 |
|---|---|
| Date | Sep 14, 2020 |
| Book Page | 004020/000108 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 13, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCONEE SC |
| Property Address | 548 SUNSET POINT DR, WEST UNION, SC 29696-3940 |
| Document Number | 0040200108 |
| Instrument Date | Sep 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 548 SUNSET POINT DR WEST UNION SC 296963940, WEST UNION, SC 29696-3940 |
| Document Number | 0040200108 |
|---|---|
| Date | Sep 14, 2020 |
| Book Page | 004020/000108 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 13, 2050 |
The 2025 property tax bill for 548 Sunset Point Dr was $2,142.
Source: Oconee County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Oconee County |
| Unified School District | Oconee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,142.00 | $22,417 Land $1,200 Building $21,217 | $560,430 Land $30,000 Building $530,430 |
| 2023 | $22,417 (-) Land $1,200 Building $21,217 | $560,430 (-) Land $30,000 Building $530,430 | |
| 2022 | $22,417 Land $1,200 Building $21,217 | $560,430 Land $30,000 Building $530,430 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 548 Sunset Point Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 548 Sunset Point Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 98.2% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WALHALLA serves 16,010 people · EPA ID SC3710004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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