Rensselaer County and Schaghticoke Town property record for 548 State Rte 40, Troy, NY 12182
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,190 sqft · built 1939 |
| Lot Size | 0.48 acres (20,909 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,411 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 384289 61.1-2-2 |
| Primary APN | 384289 61.1-2-2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,190 sqft Living Area |
| 1st Floor Area | 1,190 sqft |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1939 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood |
| Lot Area | 20,909 sqft (0.48 acres) |
| Lot Dimensions | 215 ft deep x 100 ft wide |
| Garage Type | Detached |
| Garage Area | 1,080 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Patio |
| Porch Area | 66 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | 315L171900 |
|---|---|
| Street Address | 548 STATE ROUTE 40 |
| City | TROY |
| State | NY |
| Zip | 12182-3810 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R60 |
| Legal Block | 2 |
| Legal Lot Number | 2.000 |
| Jurisdiction | RENSSELAER NY |
| Township / Civil Division | SCHAGHTICOKE |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 51902 |
548 State Rte 40 is owned and occupied by an individual who acquired it in July 2003.
Source: Rensselaer County and Schaghticoke Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 548 STATE ROUTE 40, TROY, NY 12182-3810 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jul 11, 2003 |
| Transfer Doc | 0566000324 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 548 State Rte 40 was $4,411 with a homeowner's exemption, up 2.5% from the year before.
Source: Rensselaer County and Schaghticoke Town assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Rensselaer County |
| County Subdivision | Schaghticoke Town |
| Unified School District | Lansingburgh Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,411.00 (+2.46%) Homeowner's exemption | ||
| 2025 | $4,305.00 | $30,300 Land $12,000 Building $18,300 | $212,781 Land $84,270 Building $128,511 |
| 2023 | $30,300 Land $12,000 Building $18,300 | $188,785 Land $74,766 Building $114,019 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 548 State Rte 40 in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2002.
Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2002–2017) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jul 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 548 State Rte 40 is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Hudson Valley Wireless Fixed Wireless | 200 / 20 |
May also be available: Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures