548 Spruce St, Hammond, IN 46324 Property Records

Lake County property record for 548 Spruce St, Hammond, IN 46324

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,612 sqft · built 1924
Lot Size0.102 acres (4,428 sqft)
OwnerCompany Name on Record
Last Sale$50,000 (Dec 2012)
Tax Bill$2,541 (2024)
Flood ZoneZone X (minimal risk)
APN007-26-36-0040-0002

Property Details

APN / Parcel Number

Primary APN007-26-36-0040-0002
Alternative APNs
  • 45-06-12-257-015.000-023
  • 263600400002

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,612 sqft Living Area
Gross Area2,418 sqft
1st Floor Area806 sqft
Basement Area806 sqft

Exterior

Year BuiltBuilt 1924
Effective Year BuiltEffective 1990
Construction TypeFrame
Roof MaterialAsphalt
Lot Area4,428 sqft (0.102 acres)
Lot Dimensions123 ft deep x 36 ft wide
View / LotAlley
Garage Area806 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address548 SPRUCE ST
CityHAMMOND
StateIN
Zip46324-1530
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSMITH & THOMAS SUB. W2. L.2 AND L.3
Legal SubdivisionSMITH & THOMAS SUB
Legal Lot Number2
JurisdictionLAKE IN
Township / Civil DivisionNORTH
Census Block Group3
Census Block3020
Census Tract21400

Owner

Source: Lake County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address11500 N 1175 W, MONTICELLO, IN 47960-8103
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 17, 2012 · Amount on Record
Deed SaleDec 17, 2012 · Amount on Record
Prior SaleNov 1, 2012
Deed Document Number201288795
Prior Transfer DateFeb 25, 2008
Prior Transfer Doc2008034397
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionNorth Township
MunicipalityHammond City
Unified School DistrictHammond School City (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$116,200 (+29.83%) Land $21,500 Building $94,700$116,200 (+29.83%) Land $21,500 Building $94,700
2024$2,541.00 (+12.09%)
2023$89,500 (+5.79%) Land $21,100 Building $68,400$89,500 (+5.79%) Land $21,100 Building $68,400
2022$2,267.00$84,600 Land $21,100 Building $63,500$84,600 Land $21,100 Building $63,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHAMMOND WATER WORKS DEPARTMENT
serves 78,384 people · EPA ID IN5245020
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2020
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 614 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

May also be available: Astound Broadband, AT&T, Verizon.

Nearby Properties on Spruce St

Nearby Streets

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