548 Springwood Dr, Joliet, IL 60431 Property Records

Will County property record for 548 Springwood Dr, Joliet, IL 60431

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,476 sqft · built 1999
Lot Size	0.802 acres (34,956 sqft)
Owner	Individual Name on File
Last Sale	$116,000 (Dec 2014)
Tax Bill	$5,565 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Feb 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`05-06-14-302-005-1001`

Property Details

APN / Parcel Number

Primary APN	`05-06-14-302-005-1001`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,476 sqft Living Area
Basement Area	738 sqft
Unfinished Basement	738 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	34,956 sqft (0.802 acres)
Garage Type	Attached
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces
Patio Area	49 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	548 SPRINGWOOD DR
City	JOLIET
State	IL
Zip	60431-0591
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 9-B-1 IN SPRINGWOOD CONDOS OF PRT OF LOT 2 IN SPRINGWOOD RESUB OF LOTS 3 4 IN SPRINGWOOD, BEING A SUB OF PRT OF THE SW1
Legal Range	09E
Legal Township	35N
Legal Section	14
Legal Subdivision	SPRINGWOOD RE
Legal Lot Number	2
Legal Unit	9-B
Jurisdiction	WILL IL
Township / Civil Division	TROY
Census Block Group	3
Census Block	3012
Census Tract	883211

Owner

548 Springwood Dr, a condominium, is owned and occupied by an individual who bought it in December 2014.

Source: Will County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	548 SPRINGWOOD DR, JOLIET, IL 60431-0591
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Feb 2, 2023	Deed of Trust, Mortgage · Line of Credit NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2014 · Amount on File
Deed Sale	Dec 4, 2014 · Amount on File
Prior Sale	Aug 21, 2002 · Amount on File
Deed Document Number	2014106114
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	548 SPRINGWOOD DR, JOLIET, IL 60431-0591
Transaction Type	Mortgage
Record Updated	Aug 21, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044997
Date	Apr 21, 2021
Instrument	R2021044997

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	285 Months
Due	Jan 1, 2045

Interest

Rate	3.25%

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	548 SPRINGWOOD DR, JOLIET, IL 60431-0591
Transaction Type	Mortgage
Record Updated	Aug 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	548 SPRINGWOOD DR, JOLIET, IL 60431-0591

Mortgage

Document Number	0000005403
Date	Feb 2, 2023
Instrument	R2023005403

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Feb 1, 2063

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 548 Springwood Dr was $5,565.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Troy Township
Municipality	Joliet City
Secondary School District	Joliet Township High School District 204 (09 - 12)
Elementary School District	Troy Community Consolidated School District 30C (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,565.00	$73,337 (+8.35%) Land $11,934 Building $61,403	$220,011 (+8.35%) Land $35,802 Building $184,209
2024		$67,685 Land $11,014 Building $56,671	$203,055 Land $33,042 Building $170,013
2022	$4,655.00 Homeowner's exemption	$56,164 Land $9,364 Building $46,800	$168,492 Land $28,092 Building $140,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 548 Springwood Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 548 Springwood Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOLIET serves 160,000 people · EPA ID IL1970450
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Bertram Communications.

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