548 Sibert Ave, Destin, FL 32541 Property Records

Okaloosa County property record for 548 Sibert Ave, Destin, FL 32541

Property Summary

Property Type	Mobile Home
Details	2 bd · 1 ba · 470 sqft · built 1960
Lot Size	0.344 acres (15,000 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (Mar 2021)
Tax Bill	$954 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`C56-000-589-4635-1`

Property Details

APN / Parcel Number

Primary APN	`C56-000-589-4635-1`
Alternative APN	`00-2S-22-0310-000D-197A`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	470 sqft Heated Area
1st Floor Area	470 sqft
Flooring	Vinyl/Resilient
Interior Walls	Paneling

Exterior

Year Built	Built 1960
Architectural Style	Mobile/Manufactured
Exterior Material	Metal
Roof Type	Bowstring Truss
Roof Material	Metal
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	300 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air

Location & Zoning

Street Address	548 SIBERT AVE
City	DESTIN
State	FL
Zip	32541-1617
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	CALHOUN S/D DESTIN LOT 197 BLK D LESS THE SWLY 1/2
Legal Range	22
Legal Township	02S
Legal Subdivision	CALHOUN S/D
Legal Block	D
Legal Lot Number	197
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	1
Census Block	1005
Census Tract	23306

Owner

548 Sibert Ave, a mobile home, is owned by an individual who bought it in March 2021.

Source: Okaloosa County records, as of December 8, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	7 CROSS CT, DESTIN, FL 32541-1638
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2021 · Amount on File
Deed Sale	Mar 9, 2021 · Amount on File
Deed Document Number	3436314
Deed Book / Page	3530 / 4864
Record Updated	Jun 8, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Mar 9, 2021
Property Address	548 SIBERT AVE, DESTIN, FL 32541-1617
Document Number	0035304864
Book / Page	3530 / 4864
Map Reference	MB 2 PG 43-A
Instrument Date	Mar 8, 2021
Instrument	3436314
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,155.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1779 HURLBURT RD, 1779, FORT WALTON BEACH, FL 32547-1447

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 CROSS CT, DESTIN, FL 32541-1638

Mortgage

Document Number	0035304872
Date	Mar 9, 2021
Instrument	3530/4872

Lender

Name	PACIFIC SUN MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 548 Sibert Ave was $954.

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Destin City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$954.00	$80,583 Land $74,219 Building $6,364	$80,583 Land $74,219 Building $6,364
2023	$860.00 (+9.14%)	$72,192 (+10.35%) Land $67,342 Building $4,850	$72,192 (+10.35%) Land $67,342 Building $4,850
2022	$788.00	$65,418 Land $61,220 Building $4,198	$65,418 Land $61,220 Building $4,198

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 548 Sibert Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 96 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	96 in force
Nearby Flood Claims	73 (1994–2020)
Claims Outside the SFHA	47 of 73
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 16 claims Hurricane Frances, Sep 2004 · 20 claims Hurricane Opal, Oct 1995 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 548 Sibert Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20