548 Sharpners Pond Rd, North Andover, MA 01845 Property Records

Essex County and North Andover Town property record for 548 Sharpners Pond Rd, North Andover, MA 01845

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,879 sqft · built 1988
Lot Size	8.3 acres (361,548 sqft)
Owner	2 Individual Names on File
Last Sale	$845,000 (Dec 2021)
Tax Bill	$10,479 (2025)
Deeds & Mortgages	Mar 2021 Refinance Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M_237547_9`

Property Details

APN / Parcel Number

Primary APN	`M_237547_9`
Alternative APNs	`NAND M:00105 B:D0126 L:00000` `M_237547_932178`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,879 sqft Living Area
Gross Area	4,422 sqft
1st Floor Area	1,274 sqft
Basement Area	1,274 sqft
Unfinished Basement	943 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	361,548 sqft (8.3 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	M_237547_932178
Street Address	548 SHARPNERS POND RD
City	NORTH ANDOVER
State	MA
Zip	01845-3336
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	D0126
Jurisdiction	NORTH ANDOVER MA
Township / Civil Division	NORTH ANDOVER
Census Block Group	2
Census Block	2007
Census Tract	253205

Owner

548 Sharpners Pond Rd is owned and occupied by two individuals who bought it in December 2021.

Source: Essex County and North Andover Town records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	548 SHARPNERS POND RD, NORTH ANDOVER, MA 01845-3336
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance HARBORONE MORTGAGE
Dec 3, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2021 · Amount on File
Deed Sale	Dec 3, 2021 · Amount on File
Prior Sale	Jul 31, 2015 · Amount on File
Deed Book / Page	17256 / 244
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH ANDOVER MA
Property Address	548 SHARPNERS POND RD, NORTH ANDOVER, MA 01845-3336
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016833-86
Date	Mar 22, 2021
Book Page	16833/86
Instrument	9486

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTH ANDOVER MA
Recording Date	Dec 3, 2021
Property Address	548 SHARPNERS POND RD, NORTH ANDOVER, MA 01845-3336
Document Number	017256-244
Book / Page	17256 / 244
Instrument Date	Dec 3, 2021
Instrument	39498
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	548 SHARPNERS POND RD, NORTH ANDOVER, MA 01845-3336

Mortgage

Document Number	0000039499
Date	Dec 3, 2021
Instrument	39499

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 548 Sharpners Pond Rd was $10,479, up 5% from the year before.

Source: Essex County and North Andover Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	North Andover Town
Unified School District	North Andover School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,479.00 (+5%)	$930,600 (+3.41%) Land $457,900 Building $472,700	$965,675
2024	$9,980.00 (+1.73%)	$899,900 (+12.28%) Land $436,100 Building $463,800
2023	$9,810.00	$801,500 Land $393,200 Building $408,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 548 Sharpners Pond Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1996–2006)
Claims Outside the SFHA	4 of 6
Most Recent Claim	May 2006 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2006 · 2 claims Extreme Weather Conditons And Flooding, Oct 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 548 Sharpners Pond Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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