St. Johns County property record for 548 Sebastian Sq, Saint Augustine, FL 32095
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 7.5 ba · 4,549 sqft · built 2007 |
| Lot Size | 0.33 acres (14,374 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $1,100,000 (Mar 2024) |
| Tax Bill | $14,717 (2025) |
| Deeds & Mortgages | Apr 2024 Line of Credit Mar 2024 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 072091-0400 |
| Primary APN | 072091-0400 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 7.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 29 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 4,549 sqft Living Area |
| Gross Area | 5,726 sqft |
| 1st Floor Area | 2,624 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,374 sqft (0.33 acres) |
| Garage Type | Attached |
| Garage Area | 766 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 450 sqft |
|---|---|
| Porch | Finished Screened Porch |
| Porch Area | 460 sqft |
| Patio Area | 361 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 548 SEBASTIAN SQ |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32095-4819 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 50/35-39 MARSHALL CREEK DRI UNIT MUB-4 LOT 40 OR5913/1935 |
| Legal Range | 29E |
| Legal Township | 06S |
| Legal Section | 04 |
| Legal Subdivision | MARSHALL CREEK DRI UNIT MUB-4 |
| Legal Block | 4 |
| Legal Lot Number | 40 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 4 |
| Census Block | 4056 |
| Census Tract | 20606 |
548 Sebastian Sq is owner-occupied and held in a trust since March 2024.
Source: St. Johns County records, as of June 17, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 548 SEBASTIAN SQ, SAINT AUGUSTINE, FL 32095-4819 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 5, 2024 | Deed of Trust, Mortgage · Line of Credit BARWICK BANKING CO |
| Mar 12, 2024 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SPRING EQ LLC |
| Feb 28, 2018 | Warranty Deed, Transfer · Conventional Mortgage SUNTRUST MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 12, 2024 · Amount on File |
| Deed Sale | Mar 12, 2024 · Amount on File |
| Prior Sale | Feb 28, 2018 · Amount on File |
| Deed Document Number | 202418463 |
| Deed Book / Page | 5913 / 1935 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 548 SEBASTIAN SQ, SAINT AUGUSTINE, FL 32095-4819 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2024 |
| Name | Verified Name |
|---|---|
| Address | 548 SEBASTIAN SQ, SAINT AUGUSTINE, FL 32095-4819 |
| Document Number | 0059270736 |
|---|---|
| Date | Apr 5, 2024 |
| Book Page | 5927/736 |
| Instrument | 2024025453 |
| Name | BARWICK BANKING CO |
|---|---|
| Type | Bank |
| Address | DAYTONA BEACH, FL 32114 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Mar 12, 2024 |
| Property Address | 548 SEBASTIAN SQ, SAINT AUGUSTINE, FL 32095-4819 |
| Document Number | 0059131935 |
| Book / Page | 5913 / 1935 |
| Map Reference | MB 50 PG 35-39 |
| Instrument Date | Mar 8, 2024 |
| Instrument | 2024018463 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2024 |
| Title Company | US PATRIOT TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,700.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 548 SEBASTIAN SQ, ST AUGUSTINE, FL 32095-4819 |
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 548 SEBASTIAN SQ, ST AUGUSTINE, FL 32095-4819 |
| Document Number | 0059131937 |
|---|---|
| Date | Mar 12, 2024 |
| Instrument | 5913/1937 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 548 SEBASTIAN SQ, SAINT AUGUSTINE, FL 32095-4819 |
| Document Number | 0049181456 |
| Instrument Date | Apr 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 548 SEBASTIAN SQ ST AUGUSTINE FL 320954819, ST AUGUSTINE, FL 32095-4819 |
| Document Number | 0049181456 |
|---|---|
| Date | Apr 8, 2020 |
| Book Page | 004918/001456 |
| Instrument | 27634 |
| Name | SPRING EQ LLC |
|---|---|
| Address | PHILADELPHIA, PA 19104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Apr 7, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Feb 28, 2018 |
| Property Address | 548 SEBASTIAN SQ, SAINT AUGUSTINE, FL 32095-4819 |
| Document Number | 0045090691 |
| Book / Page | 4509 / 0691 |
| Map Reference | MB50 PG35-39 |
| Instrument Date | Feb 28, 2018 |
| Instrument | 2018013381 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 549 SEBASTIAN SQ, 549, SAINT AUGUSTINE, FL 32095-6866 |
| Name | Verified Name |
|---|---|
| Address | 548 SEBASTIAN SQ, SAINT AUGUSTINE, FL 32095-4819 |
| Document Number | 2018013382 |
|---|---|
| Date | Feb 28, 2018 |
| Instrument | 2018013382 |
| Name | SUNTRUST MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2048 |
The 2025 property tax bill for 548 Sebastian Sq was $14,717 with a homeowner's exemption, down 2.8% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $826,029 (+2.7%) | $959,987 (-3.7%) Land $180,000 Building $779,987 | |
| 2025 | $14,717.00 (-2.8%) Homeowner's exemption | $804,313 | $996,909 Land $180,000 Building $816,909 |
| 2024 | $15,141.00 (+4.39%) | ||
| 2023 | $14,504.00 (+5%) | $915,689 (+5.5%) | $915,689 (+5.5%) Land $140,000 Building $775,689 |
| 2022 | $13,813.00 | $867,981 | $867,981 Land $168,000 Building $699,981 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 548 Sebastian Sq in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 249 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 249 in force |
| Nearby Flood Claims | 3 (2016–2022) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Nov 2022 · Hurricane Nicole |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 548 Sebastian Sq is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 87% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-NORTHEAST UTILITIES WS serves 14,790 people · EPA ID FL2554475 |
|---|---|
| Water Source | Purchased groundwater from JEA MAJOR GRID |
| Last State Inspection | Mar 2024 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Fiber · Cable in parts of the area | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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