Okeechobee County property record for 548 SE 37th Ter, Okeechobee, FL 34974
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,949 sqft · built 2008 |
| Lot Size | 0.184 acres (8,015 sqft) |
| Owner | Individual Name on File |
| Last Sale | $285,000 (Oct 2025) |
| Tax Bill | $3,209 (2025) |
| Deeds & Mortgages | Oct 2025 Sale Mar 2017 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1-24-37-35-0010-00200-0110 |
| Primary APN | 1-24-37-35-0010-00200-0110 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,949 sqft Living Area |
| Gross Area | 2,554 sqft |
| 1st Floor Area | 1,949 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 8,015 sqft (0.184 acres) |
| Lot Dimensions | 107 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 428 sqft |
| Porch | Finished Screened Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 548 SE 37TH TER |
|---|---|
| City | OKEECHOBEE |
| State | FL |
| Zip | 34974-3713 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | A REVISED AND ADDITION TO PLAT OF CONNERS GABLES (PLAT BOOK 3 PAGE 15) LOT 11 BLOCK 20 |
| Legal Range | 35E |
| Legal Township | 37S |
| Legal Section | 24 |
| Legal Subdivision | CONNERS GABLES |
| Legal Block | 20 |
| Legal Lot Number | 11 |
| Jurisdiction | OKEECHOBEE FL |
| Township / Civil Division | OKEECHOBEE |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 910402 |
Source: Okeechobee County assessment roll, as of November 19, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 548 SE 37TH TER, OKEECHOBEE, FL 34974-3713 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Oct 20, 2025 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Mar 20, 2017 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Oct 21, 2020 | Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC |
| Jan 11, 2019 | Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 20, 2025 · Amount on Record |
| Deed Sale | Oct 20, 2025 · Amount on Record |
| Prior Sale | Oct 21, 2020 · Amount on Record |
| Deed Document Number | 202512071 |
| Prior Transfer Date | Jun 3, 2013 |
| Prior Transfer Doc | 0007310525 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Recording Date | Oct 20, 2025 |
| Property Address | 548 SE 37TH TER, OKEECHOBEE, FL 34974-3713 |
| Document Number | 0000012071 |
| Map Reference | MB 3 PG 15 |
| Instrument Date | Oct 15, 2025 |
| Instrument | 2025012071 |
| Transaction Type | Transfer |
| Record Updated | Nov 12, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,995.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1536 SADDLEWOOD CIR, PORT CHARLOTTE, FL 33953-5960 |
| Name | Verified Name |
|---|---|
| Address | 548 SE 37TH TER, OKEECHOBEE, FL 34974-3713 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Property Address | 548 SE 37TH TER, OKEECHOBEE, FL 34974-3713 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ATTORNEY |
| Name | Verified Name |
|---|
| Document Number | 0007871538 |
|---|---|
| Date | Mar 20, 2017 |
| Book Page | 0787/1538 |
| Instrument | 2017002610 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PORT SAINT LUCIE, FL 34987 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Mar 9, 2057 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Recording Date | Oct 21, 2020 |
| Property Address | 548 SE 37TH TER, OKEECHOBEE, FL 34974-3713 |
| Document Number | 0000010231 |
| Instrument Date | Oct 20, 2020 |
| Instrument | 10231 |
| Transaction Type | Transfer |
| Record Updated | Nov 12, 2020 |
| Title Company | OKEE-TANTIE TITLE COMPANY INC, OKEE-TANTIE TITLE CO INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,561.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 548 SE 37TH TER OKEECHOBEE FL 349743713, OKEECHOBEE, FL 34974-3713 |
| Document Number | 10232 |
|---|---|
| Date | Oct 21, 2020 |
| Instrument | 10232 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 20, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Recording Date | Jan 11, 2019 |
| Property Address | 548 SE 37TH TER, OKEECHOBEE, FL 34974-3713 |
| Document Number | 0008181074 |
| Book / Page | 0818 / 1074 |
| Map Reference | MB 3 PG 15 |
| Instrument Date | Jan 11, 2019 |
| Instrument | 2019000440 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2021 |
| Title Company | OKEE TANTIE TITLE CO INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,505.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 548 SE 37TH TER, 548, OKEECHOBEE, FL 34974-3713 |
| Name | Verified Name |
|---|---|
| Address | 13444 SW 144TH PKWY, OKEECHOBEE, FL 34974-8805 |
| Document Number | 2019000441 |
|---|---|
| Date | Jan 11, 2019 |
| Instrument | 2019000441 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2049 |
Source: Okeechobee County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okeechobee County |
| Unified School District | Okeechobee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,209.00 (+3.45%) | $222,518 (+2.9%) | $276,312 (+4.86%) Land $29,025 Building $247,287 |
| 2024 | $3,102.00 (+3.3%) Homeowner's exemption | $216,247 (+3%) | $263,501 (+0.62%) Land $24,188 Building $239,313 |
| 2023 | $3,003.00 (+6.34%) Homeowner's exemption | $209,949 (+3%) | $261,888 (+16.91%) Land $22,575 Building $239,313 |
| 2022 | $2,824.00 Homeowner's exemption | $203,834 | $224,009 Land $13,868 Building $210,141 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 69% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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