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548 Sandy Cay Dr, Unit 416, Miramar Beach, FL 32550 Property Records

Walton County property record for 548 Sandy Cay Dr, Unit 416, Miramar Beach, FL 32550

Property Summary

Property TypeCondominium
Lot Size0.008 acres (353 sqft)
OwnerCompany Name on File
Last Sale$400,000 (Feb 2010)
Tax Bill$5,496 (2025)
Deeds & MortgagesJan 2020 Transfer
May 2018 Sale
Flood ZoneZone X (minimal risk)
APN30-2S-21-42150-000-0416

Property Details

APN / Parcel Number

Primary APN30-2S-21-42150-000-0416
Alternative APNs
  • 30-221-42150-000-0416
  • 1067084

Interior

Units64 Units

Exterior

Architectural StyleCondo/Apartment
Lot Area353 sqft (0.008 acres)

Location & Zoning

Street Address548 SANDY CAY DR, 416
CityMIRAMAR BEACH
StateFL
Zip32550-8283
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeCC
Legal DescriptionUNIT 416 THE BEACH RESORT & A FRACTIONAL INTEREST IN ALL COMMON AREAS & APPURTENANT LIMITED COMMON ELEMENTS AS DESC IN OR 2716-4531 OR 2723-3004 OR 2834-4255 OR 3074-133 OR 3129-794
Legal Range021
Legal Township02S
Legal Section30
Legal SubdivisionTHE BEACH
Legal Block4
Legal Lot Number416
Legal Unit416
JurisdictionWALTON FL
Township / Civil DivisionWALTON BEACHES
Census Block Group2
Census Block2014
Census Tract950608

Owner

548 Sandy Cay Dr, Unit 416 is owned by a company that acquired it in December 2019.

Source: Walton County records, as of December 3, 2025

Owner of RecordCompany Name on File
Mailing Address209 ENNISMORE LN, BRENTWOOD, TN 37027-4460
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 2, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
May 18, 2018Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 1, 2010 · Amount on File
Deed SaleFeb 1, 2010 · Amount on File
Prior SaleJun 21, 2006 · Amount on File
Deed Document Number20101107042
Deed Book / Page2834 / 4255
Last Transfer DateDec 30, 2019
Transfer Doc0031290794
Record UpdatedJun 8, 2026

January 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWALTON FL
Recording DateJan 2, 2020
Property Address548 SANDY CAY DR UNIT 416, 416, MIRAMAR BEACH, FL 32550-8283
Document Number0031290794
Book / Page003129 / 000794
Instrument DateDec 30, 2019
Instrument167
Transaction TypeTransfer
Record UpdatedFeb 5, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address209 ENNISMORE LN BRENTWOOD TN 370274460, BRENTWOOD, TN 37027-4460

May 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionWALTON FL
Recording DateMay 18, 2018
Property Address548 SANDY CAY DR UNIT 416, 416, MIRAMAR BEACH, FL 32550-8283
Document Number0030740133
Book / Page003074 / 000133
Instrument DateMay 16, 2018
Instrument16457
Transaction TypeTransfer
Record UpdatedJun 14, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$4,025.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address209 ENNISMORE LN BRENTWOOD TN 370274460, BRENTWOOD, TN 37027-4460

Tax Assessment & Valuation

The 2025 property tax bill for 548 Sandy Cay Dr, Unit 416 was $5,496, up 3.9% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,496.00 (+3.93%)$610,533 Building $610,533$610,533 Building $610,533
2024$5,288.00 (+5.38%)
2023$5,018.00 (+12.66%)$610,533 (+2%) Building $610,533$610,533 (+2%) Building $610,533
2022$4,454.00$508,778 Building $508,778$508,778 Building $508,778

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 548 Sandy Cay Dr, Unit 416 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 203 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies706 units insured
incl. 503 condo units
Nearby Flood Claims3 (2014–2020)
Claims Outside the SFHA3 of 3
Most Recent ClaimSep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 548 Sandy Cay Dr, Unit 416 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTH WALTON UTILITY COMPANY
private · serves 26,668 people · EPA ID FL1660615
Water SourceGroundwater
Last State InspectionFeb 2026
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber		5,000 / 5,000
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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