1. Home
  2. Florida
  3. Walton County
  4. Miramar Beach
  5. Sandy Cay Dr
  6. 548 Sandy Cay Dr

548 Sandy Cay Dr, Unit 403, Miramar Beach, FL 32550 Property Records

Walton County property record for 548 Sandy Cay Dr, Unit 403, Miramar Beach, FL 32550

Property Summary

Property TypeCondominium
Owner2 Individual Names on Record
Last Sale$335,000 (Dec 2019)
Tax Bill$3,139 (2024)
Deeds & MortgagesFeb 2020 Transfer
Jun 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN30-2S-21-42150-000-0403

Property Details

APN / Parcel Number

Primary APN30-2S-21-42150-000-0403
Alternative APN
  • 1067071

Location & Zoning

Account Number1067071
Street Address548 SANDY CAY DR UNIT 403, 403
CityMIRAMAR BEACH
StateFL
Zip32550-8281
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionUNIT 403 THE BEACH RESORT & A FRACTIONAL INT IN ALL COMMON AREAS & APPURTENANT LIMITED COMMON ELEMENTS AS DESC IN OR
Legal Range21W
Legal Township02S
Legal Section30
Legal SubdivisionBEACH RESORT THE
Legal Unit403
JurisdictionWALTON FL
Township / Civil DivisionWALTON BEACHES
Census Block Group2
Census Block2014
Census Tract950608

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-ownerCo-owner on Record
Mailing Address512 GOLD SHORE LN, CANTON, GA 30114-6326
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 6, 2020Correction Deed
ATTORNEY ONLY
Jun 11, 2018Warranty Deed, Transfer · Conventional Mortgage
PRIME LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 20, 2019 · Amount on Record
Deed SaleDec 20, 2019 · Amount on Record
Prior SaleMay 12, 2006 · Amount on Record
Deed Document Number0031321876
Deed Book / Page3076 / 0795
Prior Transfer DateJun 11, 2018
Prior Transfer Doc2018000019211
Record UpdatedJun 8, 2026

February 2020: Correction Deed

Document TypeCorrection Deed
JurisdictionWALTON FL
Recording DateFeb 6, 2020
Property Address548 SANDY CAY DR UNIT 403, 403, MIRAMAR BEACH, FL 32550-8281
Document Number0031321876
Book / Page003132 / 001876
Instrument DateDec 20, 2019
Instrument4191
Record UpdatedFeb 28, 2020
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1224 LINKS LN SAN ANTONIO TX 782602607, SAN ANTONIO, TX 78260-2607

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateJun 11, 2018
Property Address548 SANDY CAY DR UNIT 403, 403, MIRAMAR BEACH, FL 32550-8281
Document Number0030760795
Book / Page003076 / 000795
Instrument DateJun 6, 2018
Instrument19211
Transaction TypeTransfer
Record UpdatedJul 2, 2018
Title CompanyNATIONWIDE TITLE CLEARING INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,128.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address13101 ROCK CANYON RD OKLAHOMA CITY OK 731427404, OKLAHOMA CITY, OK 73142-7404

Mortgage

Document Number30760797
DateJun 11, 2018
Book Page003076/000797
Instrument19212
Lender
NamePRIME LNDG
AddressDALLAS, TX 75252
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 10, 2048

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$362,439 (-) Building $362,439$362,439 (-) Building $362,439
2024$3,139.00 (+5.37%)
2023$2,979.00 (+12.67%)$362,439 (+2%) Building $362,439$362,439 (+2%) Building $362,439
2022$2,644.00$302,033 Building $302,033$302,033 Building $302,033

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 203 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies706 units insured
incl. 503 condo units
Nearby Flood Claims3 (2014–2020)
Claims Outside the SFHA3 of 3
Most Recent ClaimSep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTH WALTON UTILITY COMPANY
private · serves 26,668 people · EPA ID FL1660615
Water SourceGroundwater
Last State InspectionFeb 2026
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber		5,000 / 5,000
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

Nearby Properties on Sandy Cay Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures