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  6. 548 Sandy Cay Dr

548 Sandy Cay Dr, Unit 306, Miramar Beach, FL 32550 Property Records

Walton County property record for 548 Sandy Cay Dr, Unit 306, Miramar Beach, FL 32550

Property Summary

Property TypeCondominium
OwnerIndividual Name on Record
Last Sale$430,000 (Jan 2022)
Tax Bill$3,310 (2024)
Deeds & MortgagesJan 2022 Sale & Mortgage
Feb 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN30-2S-21-42150-000-0306

Property Details

APN / Parcel Number

Primary APN30-2S-21-42150-000-0306
Alternative APN
  • 1067058

Location & Zoning

Account Number1067058
Street Address548 SANDY CAY DR UNIT 306, 306
CityMIRAMAR BEACH
StateFL
Zip32550-8279
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionUNIT 306 THE BEACH RESORT AND A FRACTIONAL INTEREST IN ALL COMMON AREAS AND APPURTENANT LIMITED COMMON ELEMENTS AS DESC IN OR
Legal Range21W
Legal Township02S
Legal Section30
Legal SubdivisionBEACH RESORT THE
Legal Unit306
JurisdictionWALTON FL
Township / Civil DivisionWALTON BEACHES
Census Block Group2
Census Block2014
Census Tract950608

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address1291 VALLE LN, TONTITOWN, AR 72762-6337
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 3, 2022Warranty Deed, Transfer · Conventional Mortgage
RENASANT BANK
Feb 11, 2021Warranty Deed, Transfer · Conventional Mortgage
PLATINUM HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 3, 2022 · Amount on Record
Deed SaleJan 3, 2022 · Amount on Record
Prior SaleFeb 11, 2021 · Amount on Record
Deed Document Number20220000136
Deed Book / Page3233 / 720
Record UpdatedJun 8, 2026

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateJan 3, 2022
Property Address548 SANDY CAY DR UNIT 306, 306, MIRAMAR BEACH, FL 32550-8279
Document Number0032330720
Book / Page3233 / 720
Map ReferenceMB 2716 PG 4531
Instrument DateDec 29, 2021
Instrument20220000136
Transaction TypeTransfer
Record UpdatedFeb 1, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,010.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4341 PIERCE DR, 4341, SHELBY TOWNSHIP, MI 48316-1144

Transferred To (Grantee/Buyer)

NameVerified Name
Address1291 VALLE LN, TONTITOWN, AR 72762-6337

Mortgage

Document Number0003233722
DateJan 3, 2022
Instrument3233/722
Lender
NameRENASANT BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 1, 2037

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateFeb 11, 2021
Property Address548 SANDY CAY DR UNIT 306, 306, MIRAMAR BEACH, FL 32550-8279
Document Number0031824243
Book / Page3182 / 4243
Map ReferenceMB 2716 PG 4531
Instrument DateFeb 5, 2021
Instrument20210006723
Transaction TypeTransfer
Record UpdatedJun 10, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,450.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address507 RIVER LANDING DR, 507, SODDY DAISY, TN 37379-6351

Transferred To (Grantee/Buyer)

NameVerified Name
Address4341 PIERCE DR, SHELBY TOWNSHIP, MI 48316-1144

Mortgage

Document Number0031824245
DateFeb 11, 2021
Instrument3182/4245
Lender
NamePLATINUM HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$362,439 (-) Building $362,439$362,439 (-) Building $362,439
2024$3,310.00 (+5.18%)
2023$3,147.00 (+12.43%)$362,439 (+2%) Building $362,439$362,439 (+2%) Building $362,439
2022$2,799.00$302,033 Building $302,033$302,033 Building $302,033

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 203 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies706 units insured
incl. 503 condo units
Nearby Flood Claims3 (2014–2020)
Claims Outside the SFHA3 of 3
Most Recent ClaimSep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTH WALTON UTILITY COMPANY
private · serves 26,668 people · EPA ID FL1660615
Water SourceGroundwater
Last State InspectionFeb 2026
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber		5,000 / 5,000
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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