548 Sandy Cay Dr, Unit 214, Miramar Beach, FL 32550 Property Records

Walton County property record for 548 Sandy Cay Dr, Unit 214, Miramar Beach, FL 32550 · Last verified December 2025

Property Summary

Property Type	Condominium
Owner	Individual Name on File
Last Sale	$335,000 (Mar 2021)
Tax Bill	$3,310 (2024)
Deeds & Mortgages	Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30-2S-21-42150-000-0214`

Property Details

APN / Parcel Number

Primary APN	`30-2S-21-42150-000-0214`
Alternative APN	`1067050`

Location & Zoning

Account Number	1067050
Street Address	548 SANDY CAY DR UNIT 214, 214
City	MIRAMAR BEACH
State	FL
Zip	32550-8278
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 214 THE BEACH RESORT & A FRACTIONAL INT IN ALL COMMON AREAS & APPURTENANT LIMITED COMMON ELEMENTS AS DESC IN OR
Legal Range	21W
Legal Township	02S
Legal Section	30
Legal Subdivision	BEACH RESORT THE
Legal Unit	214
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	2
Census Block	2014
Census Tract	950608

Owner

Source: Walton County records · APN 30-2S-21-42150-000-0214

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	548 SANDY CAY DR UNIT 214, 214, MIRAMAR BEACH, FL 32550-8278
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 01, 2021 · Amount on Record
Deed Sale	Mar 01, 2021 · Amount on Record
Prior Sale	Jun 28, 2006 · Amount on Record
Deed Document Number	20210009647
Deed Book / Page	3185 / 2000
Record Updated	Jun 08, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Mar 01, 2021
Property Address	548 SANDY CAY DR UNIT 214, 214, MIRAMAR BEACH, FL 32550-8278
Document Number	0031852000
Book / Page	3185 / 2000
Map Reference	MB 2716 PG 4531
Instrument Date	Feb 19, 2021
Instrument	20210009647
Transaction Type	Transfer
Record Updated	Aug 02, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,345.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5031 PRETTY WAY, 5031, PANAMA CITY, FL 32404-3210

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5506 W DAYFLOWER PATH, LECANTO, FL 34461-7307

Mortgage

Document Number	0031852001
Date	Mar 01, 2021
Book Page	3185/2001
Instrument	20210009648

Lender

Name	UNIVERSITY LENDING GROUP LLC
Type	Mortgage Company
Address	SOUTHFIELD, MI 48034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2051

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$362,439 (-) Building $362,439	$362,439 (-) Building $362,439
2024	$3,310.00 (+5.18%)
2023	$3,147.00 (+12.43%)	$362,439 (+2%) Building $362,439	$362,439 (+2%) Building $362,439
2022	$2,799.00	$302,033 Building $302,033	$302,033 Building $302,033

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Walton County (12131C), updated June 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121319506082, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Cost	Premium on Record median of 203 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	706 units insured (503 under condo master policies) 32 of 203 individual policies on primary residences
Nearby Flood Claims	3 (2014–2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2020, rainfall accumulation, Hurricane Sally

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.