548 Sanderling Ct, #548, Secaucus, NJ 07094 Property Records

Hudson County and Secaucus Town property record for 548 Sanderling Ct, #548, Secaucus, NJ 07094

Property Summary

Property Type	Single Family Home
Details	1,861 sqft · built 1976
Owner	Individual Name on File
Last Sale	$618,000 (Nov 2024)
Tax Bill	$7,870 (2025)
Deeds & Mortgages	Nov 2024 Sale & Second Mortgage Oct 2020 Mortgage
Flood Zone	Zone AE (high risk)
APN	`09-00021-0000-00012-0000-C0548`

Property Details

APN / Parcel Number

Primary APN	`09-00021-0000-00012-0000-C0548`
Alternative APNs	`0900021000000012C0548HM` `0900021000000012 C0548` `00000848`

Interior

Building Area	1,861 sqft Living Area

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Condo/Apartment

Location & Zoning

Account Number	00000848
Street Address	548 SANDERLING CT, 548
City	SECAUCUS
State	NJ
Zip	07094-2220
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARMON COVE II CONDO UNIT 548
Legal Subdivision	HARMON COVE 02
Legal Block	21
Legal Lot Number	12
Jurisdiction	HUDSON NJ
Township / Civil Division	SECAUCUS
Census Block Group	2
Census Block	2010
Census Tract	19900

Owner

548 Sanderling Ct, #548 is owned by an individual who bought it in November 2024.

Source: Hudson County and Secaucus Town records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	548 SANDERLING CT, SECAUCUS, NJ 07094-2220
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2024	Deed, Transfer · Stand-Alone Second Mortgage NEW JERSEY HOUSING & MORTGAGE FIN A
Oct 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage MLD MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2024 · Amount on File
Deed Sale	Nov 14, 2024 · Amount on File
Prior Sale	Sep 3, 2015 · Amount on File
Deed Document Number	202410082090
Deed Book / Page	9860 / 860
Prior Transfer Date	Feb 3, 2014
Prior Transfer Doc	0000014720
Record Updated	Oct 29, 2026

November 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	HUDSON NJ
Recording Date	Nov 14, 2024
Property Address	548 SANDERLING CT, SECAUCUS, NJ 07094-2220
Document Number	20241114010082090
Book / Page	9860 / 860
Instrument Date	Sep 24, 2024
Instrument	20241114010082090
Transaction Type	Transfer
Record Updated	Oct 24, 2025
Title Company	IMPERIUM TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,545.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	548 SANDERLING CT, SECAUCUS, NJ 07094-2220

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	548 SANDERLING CT, SECAUCUS, NJ 07094-2220

Mortgage

Document Number	0020678352
Date	Nov 14, 2024
Instrument	20678/352

Lender

Name	NEW JERSEY HOUSING & MORTGAGE FIN A
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	60 Months
Due	Nov 7, 2029

Mortgage

Document Number	20241114060098100
Date	Nov 14, 2024
Book Page	20678/328
Instrument	20241114060098100

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2054

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUDSON NJ
Property Address	548 SANDERLING CT, SECAUCUS, NJ 07094-2220
Document Number	0060158250
Instrument Date	Oct 26, 2020
Transaction Type	Mortgage
Record Updated	Dec 30, 2020
Title Company	RARITAN VALLEY TITLE EXAMINERS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	548 SANDERLING CT SECAUCUS NJ 070942220, SECAUCUS, NJ 07094-2220

Mortgage

Document Number	0060158250
Date	Nov 13, 2020
Book Page	019748/000047
Instrument	60158250

Lender

Name	MLD MTG
Type	Mortgage Company
Address	FLORHAM PARK, NJ 07932

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 12, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 548 Sanderling Ct, #548 was $7,870, up 4.3% from the year before.

Source: Hudson County and Secaucus Town assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Hudson County
Municipality	Secaucus Town
Unified School District	Secaucus Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$184,400 (-) Land $70,800 Building $113,600	$184,400 (-) Land $70,800 Building $113,600
2025	$7,870.00 (+4.29%)	$184,400 Land $70,800 Building $113,600	$184,400 Land $70,800 Building $113,600
2024	$7,546.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 548 Sanderling Ct, #548 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 126 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1,516 units insured incl. 1,390 condo units
Nearby Flood Claims	127 (1978–2022)
Claims Outside the SFHA	20 of 127
Most Recent Claim	Jan 2022 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 15 claims Hurricane Sandy, Oct 2012 · 51 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 25 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 548 Sanderling Ct, #548 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

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