548 Saddle Back Trl, Cibolo, TX 78108 Property Records

Guadalupe County property record for 548 Saddle Back Trl, Cibolo, TX 78108

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,382 sqft · built 2014
Lot Size	0.126 acres (5,500 sqft)
Owner	Individual Name on Record
Last Sale	$236,800 (Oct 2017)
Tax Bill	$4,672 (2025)
Deeds & Mortgages	Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1G0583902002800000`

Property Details

APN / Parcel Number

Primary APN	`1G0583902002800000`
Alternative APNs	`000000148708` `000000214147` `148708`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,382 sqft Living Area
Gross Area	2,970 sqft
1st Floor Area	1,410 sqft
2nd Floor Area	972 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,500 sqft (0.126 acres)
Lot Dimensions	110 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	238 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	548 SADDLE BACK TRL
City	CIBOLO
State	TX
Zip	78108-3808
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CIBOLO VALLEY RANCH #9 BLOCK 20 LOT 28
Legal Subdivision	CIBOLO VALLEY RANCH #9
Legal Tract	28
Legal Block	20
Legal Lot Number	28
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	1
Census Block	1023
Census Tract	210718

Owner

Source: Guadalupe County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	548 SADDLE BACK TRL, CIBOLO, TX 78108-3808
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 2017 · Amount on Record
Deed Sale	Oct 25, 2017 · Amount on Record
Prior Sale	Oct 2, 2014 · Amount on Record
Deed Document Number	201725265
Prior Transfer Date	Sep 26, 2014
Prior Transfer Doc	0000017352
Record Updated	Sep 20, 2026

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUADALUPE TX
Recording Date	Oct 25, 2017
Property Address	548 SADDLE BACK TRL, CIBOLO, TX 78108-3808
Document Number	0000025265
Map Reference	VOL8 PG41
Instrument Date	Oct 24, 2017
Instrument	2017025265
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	548 SADDLE BACK TRL, CIBOLO, TX 78108-3808

Mortgage

Document Number	0000025266
Date	Oct 25, 2017
Instrument	2017025266

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Cibolo City
County	Guadalupe County
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$337,031 (+4.93%) Land $40,703 Building $296,328	$337,031 (+4.93%) Land $40,703 Building $296,328
2025	$4,672.00 (-13.48%) Homeowner's exemption	$321,190 (-8.35%) Land $35,907 Building $285,283	$321,190 (-8.35%) Land $35,907 Building $285,283
2024	$5,400.00 (+6.8%)
2023	$5,056.00 (-11.95%) Homeowner's exemption	$350,443 Land $45,463 Building $304,980	$350,443 Land $45,463 Building $304,980
2022	$5,742.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CIBOLO serves 20,331 people · EPA ID TX0940018
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 661 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Verizon, ZipLink Internet.

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