548 S Heron Ln, Gilbert, AZ 85296 Property Records

Maricopa County property record for 548 S Heron Ln, Gilbert, AZ 85296

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,609 sqft · built 2022
Lot Size	0.179 acres (7,800 sqft)
Owner	2 Trust Names on File
Last Sale	$699,490 (Apr 2023)
Tax Bill	$2,224 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Nov 2023 Line of Credit + 4 more
Flood Zone	Zone X (moderate risk)
APN	`304-18-470`

Property Details

APN / Parcel Number

Primary APN	`304-18-470`
Alternative APN	`304184701`

Interior

Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,609 sqft Living Area
1st Floor Area	2,609 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Combination
Roof Material	Concrete
Lot Area	7,800 sqft (0.179 acres)
Parking Spaces	3 Parking Spaces
Pool Type	Pool Type
Pool Area	541 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	548 S HERON LN
City	GILBERT
State	AZ
Zip	85296-0123
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF7
Legal Description	WARNER MEADOW PHASE 1 MCR 1582-48
Legal Range	6E
Legal Township	1S
Legal Section	13
Legal Subdivision	WARNER MEADOW PHASE 1
Legal Lot Number	334
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2023
Census Tract	422623

Owner

548 S Heron Ln is owner-occupied and held in a trust since April 2023.

Source: Maricopa County records, as of April 7, 2026

Owner of Record	2 Trust Names on File
Mailing Address	548 S HERON LN, GILBERT, AZ 85296-0123
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2026	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
Nov 1, 2023	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
Nov 18, 2025	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 26, 2024	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Apr 20, 2023	Special Warranty Deed, Transfer · Conventional Mortgage LENNAR MORTGAGE LLC
Feb 10, 2022	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2023 · Amount on File
Deed Sale	Apr 20, 2023 · Amount on File
Prior Sale	Feb 10, 2022 · Amount on File
Deed Document Number	2023204070
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	548 S HERON LN, GILBERT, AZ 85296-0123
Transaction Type	Mortgage
Record Updated	Apr 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	548 S HERON LN, GILBERT, AZ 85296-0123

Mortgage

Document Number	0000185051
Date	Mar 31, 2026
Instrument	20260185051

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 30, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	548 S HERON LN, GILBERT, AZ 85296-0123
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	548 S HERON LN, GILBERT, AZ 85296-0123

Mortgage

Document Number	0000566576
Date	Nov 1, 2023
Instrument	20230566576

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 31, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	548 S HERON LN, GILBERT, AZ 85296-0123
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	548 S HERON LN, GILBERT, AZ 85296-0123

Mortgage

Document Number	0000665993
Date	Nov 18, 2025
Instrument	20250665993

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	347 Months
Due	Oct 1, 2054

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	548 S HERON LN, GILBERT, AZ 85296-0123
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	548 S HERON LN, GILBERT, AZ 85296-0123

Mortgage

Document Number	0000339100
Date	Jun 26, 2024
Instrument	20240339100

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2054

April 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Apr 20, 2023
Property Address	548 S HERON LN, GILBERT, AZ 85296-0123
Document Number	0000204070
Map Reference	MB 1582 PG 48
Instrument Date	Apr 1, 2023
Instrument	20230204070
Transaction Type	Transfer
Record Updated	Mar 24, 2026
Title Company	LENNAR TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1665 W ALAMEDA DR # DR130, DR130, TEMPE, AZ 85282-3220

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	548 S HERON LN, GILBERT, AZ 85296-0123

Mortgage

Document Number	0000204071
Date	Apr 20, 2023
Instrument	20230204071

Lender

Name	LENNAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

February 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Feb 10, 2022
Property Address	548 S HERON LN, GILBERT, AZ 85296-0123
Document Number	0000125990
Map Reference	MB 1582 PG 48
Instrument Date	Feb 7, 2022
Instrument	20220125990
Transaction Type	Transfer
Record Updated	Mar 24, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1665 W ALAMEDA DR STE 130, 130, TEMPE, AZ 85282-3221
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 548 S Heron Ln was $2,224.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$63,720 (+119.61%)	$637,200 (+12.72%) Land $127,400 Building $509,800
2025	$2,224.00	$29,015 (-49.6%)	$565,300 (-1.81%) Land $113,000 Building $452,300
2024		$57,570	$575,700 Land $115,100 Building $460,600
2023	$816.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 548 S Heron Ln in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 548 S Heron Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35

May also be available: AT&T, CenturyLink, Verizon.

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