Branch County property record for 548 Roby Beach Dr, Coldwater, MI 49036
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 784 sqft · built 1950 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Last Sale | $177,500 (May 2024) |
| Tax Bill | $3,483 (2025) |
| Deeds & Mortgages | Apr 2023 Sale & Mortgage Feb 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 070-R60-000-014-00 |
| Primary APN | 070-R60-000-014-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 784 sqft Living Area |
| 1st Floor Area | 784 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Ranch |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 110 ft deep x 50 ft wide |
| Garage Area | 308 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 548 ROBY BEACH DR |
|---|---|
| City | COLDWATER |
| State | MI |
| Zip | 49036-8870 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT 14 ROBYS PLAT SEC 8 T6S R6W |
| Legal Range | 06W |
| Legal Township | 06S |
| Legal Section | 08 |
| Legal Subdivision | ROBYS PLAT |
| Legal Lot Number | 14 |
| Jurisdiction | BRANCH MI |
| Township / Civil Division | COLDWATER |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 951302 |
548 Roby Beach Dr is owned by an individual who bought it in May 2024.
Source: Branch County records, as of July 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10035 HOAGLAND RD, HOAGLAND, IN 46745-9781 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 17, 2023 | Warranty Deed, Transfer · Conventional Mortgage FIRST SECURITIES FINANCIAL SERVICES |
| Feb 20, 2018 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 30, 2024 · Amount on File |
| Deed Sale | May 30, 2024 · Amount on File |
| Prior Sale | Apr 17, 2023 · Amount on File |
| Deed Document Number | 20242872 |
| Prior Transfer Date | Dec 6, 2016 |
| Prior Transfer Doc | 201607516 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Apr 17, 2023 |
| Property Address | 548 ROBY BEACH DR, COLDWATER, MI 49036-8870 |
| Document Number | 0202302145 |
| Map Reference | LB 3 PG 18 |
| Instrument Date | Apr 13, 2023 |
| Instrument | 2023-02145 |
| Transaction Type | Transfer |
| Record Updated | May 4, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,312.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 289 PARADISE ISLAND DR, COLDWATER, MI 49036-8641 |
| Name | Verified Name |
|---|---|
| Address | 2087 FOREST DR, LAPEER, MI 48446-9426 |
| Document Number | 0202302146 |
|---|---|
| Date | Apr 17, 2023 |
| Instrument | 2023-02146 |
| Name | FIRST SECURITIES FINANCIAL SERVICES |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRANCH MI |
| Property Address | 548 ROBY BEACH DR, COLDWATER, MI 49036-8870 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2018 |
| Name | Verified Name |
|---|
| Document Number | 201801076 |
|---|---|
| Date | Feb 20, 2018 |
| Instrument | 2018-01076 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Feb 1, 2028 |
The 2025 property tax bill for 548 Roby Beach Dr was $3,483, up 11.6% from the year before.
Source: Branch County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Branch County |
| County Subdivision | Coldwater Township |
| Unified School District | Coldwater Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $73,400 (+4.11%) | $146,800 (+4.11%) | |
| 2025 | $3,483.00 (+11.6%) | $70,500 | $141,000 |
| 2024 | $3,121.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 548 Roby Beach Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 20 policies |
| Nearby Flood Policies | 20 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 548 Roby Beach Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Coldwater Board of Public Utilities Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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